It is understandable that people ask how the current financial crisis could happen. As the
market actors appear irrational, it is also understandable that people—lay people and …

Consumer borrowing is a highly topical and multifaceted phenomenon as well as a popular
subject for study. We focus on consumer credit use and review the existing literature. To …

This paper examines the role of demographic, socio‐economic and debt portfolio
characteristics as contributors to financial stress in Australian households. The data are …

Das klassische Modell des" Homo Oeconomicus" versagt, wenn Entscheidungen in
komplexen Situationen zu treffen sind: Im Haushalt, auf Märkten und im Staat folgt die …

The microfinance industry has been celebrated both for its social impact on poverty
alleviation and for its profitability. With issues of over-indebtedness emerging among …

Mangrove forests provide many ecosystem services but are among the world's most
threatened ecosystems. Mangroves vary substantially according to their geomorphic and …

By taking on a consumer viewpoint, we apply a process framework to our review of varied
literature on consumer credit use, and introduce a process model. This conceptual model …

Questionnaire research was carried out to identify factors that may encourage problem
debtors to take the first steps towards getting out of debt. Consumers with debt problems …

Socially responsible consumption, that is the incorporation by individuals of social and
environmental concerns in their consumption choices, is growing. Is this new tendency a …

The role of mental accounts in consumer credit decision making was investigated. First, in a
conversation-based process-tracing study, 96 adults with experience of credit were …