FinTech, lending and payment innovation: A review

S Agarwal, J Zhang - Asia‐Pacific Journal of Financial Studies, 2020 - Wiley Online Library
The global landscape has seen the advent of new technology in offering innovative financial
services and products and resha** the financial sector, namely FinTech. In this review, we …

The impact of digital finance on residential carbon emissions: Evidence from China

PU Zhengning, FEI **hua - Structural Change and Economic Dynamics, 2022 - Elsevier
Reducing residential carbon emissions is important for all countries to achieve carbon
neutrality. For such task, the impact of digital development of finance on residential carbon …

Financial vulnerability, financial literacy, and the use of digital payment technologies

MMN Seldal, EK Nyhus - Journal of Consumer Policy, 2022 - Springer
The purpose of this study is to test the notion that the use of digital payment methods, such
as paying with a mobile phone, increases the risk of financial vulnerability. Research from …

Cash is alive: How economists explain holding and use of cash

O Shy - Journal of Economic Literature, 2023 - aeaweb.org
Research on holding and use of cash involves many aspects, such as reasons for holding
and hoarding cash, transactional demand for cash, cash management, type of spending …

[HTML][HTML] Digital economy and the electronic payment behavior: An empirical analysis

D Van Dinh - Transnational Corporations Review, 2024 - Elsevier
This study aims to investigate the factors that affect the electronic payment behavior of
Vietnamese consumers. The primary focus is on identifying the challenges that consumers …

Can mobile payment innovation contribute to low-carbon sustainable economic development? Spatial econometric analysis based on Chinese city-level data

W Chen, X Wang - Cities, 2024 - Elsevier
Innovations in digital technology, particularly mobile payment systems, have revitalized the
digital economy and opened new avenues for achieving a low-carbon economic …

Digital wealth management and consumption: Micro evidence from individual investments

Q Gong, M Ban, Y Yu, L Wang, Y Yuan - China Economic Review, 2023 - Elsevier
With the rapid advancement of digital finance in China, accessing wealth management
services through digital platforms has become considerably convenient. However, the …

Systemically important financial institutions and drivers of systemic risk: Evidence from India

S Narayan, D Kumar, E Bouri - Pacific-Basin Finance Journal, 2023 - Elsevier
The aim of this study is twofold:(1) identify the systemically important financial institutions in
India and their contributing role to Indian systemic risk during various global and domestic …

[HTML][HTML] The social meaning of mobile money: Earmarking reduces the willingness to spend in migrant households

JN Lee, J Morduch, S Ravindran… - Journal of Economic …, 2024 - Elsevier
Behavioral household finance shows that people are often more willing to spend when
using less tangible forms of money like debit cards or digital payments than when spending …