Mortgage-backed securities

A Fuster, DO Lucca, J Vickery - 2022 - econstor.eu
This paper reviews the mortgage-backed securities (MBS) market, with a particular
emphasis on agency residential MBS in the United States. We discuss the institutional …

Mortgage-backed securities

A Fuster, D Lucca, J Vickery - Research Handbook of Financial …, 2023 - elgaronline.com
Mortgage-backed securities are bonds with cash flows tied to the principal and interest
payments on a pool of underlying mortgages. Mortgage securitization has a long history (eg …

Defragmenting markets: Evidence from agency MBS

H Liu, Z Song, JI Vickery - FRB of New York Staff Report, 2021 - papers.ssrn.com
Agency mortgage-backed securities (MBS) issued by Fannie Mae and Freddie Mac have
historically traded in separate forward markets. We study the consequences of this …

15. Mortgage-backed securities1

A Fuster, D Lucca, J Vickery - Research Handbook of Financial …, 2023 - books.google.com
The mortgage-backed securities (MBS) market emerged as a way to decouple mortgage
lending from mortgage investing. Until the 1980s, nearly all US mortgages were held on …

Small Mortgages and the Rise of FinTech and Shadow Banks

Y Chu, D Zhang, T Zhang - Available at SSRN 4682458, 2023 - papers.ssrn.com
The growth of FinTech and shadow banks could have unexpected spillover effects on bank
lending. We study this possibility in the context of small mortgages, which are low balance …

Cheapest-to-deliver pricing, optimal MBS securitization, and welfare implications

Y Huh, YS Kim - Journal of Financial Economics, 2023 - Elsevier
We study optimal securitization in the agency mortgage-backed securities (MBS) market.
Many MBS are traded in the liquid to-be-announced (TBA) market, which however induces …

Skin in the Game and Credible Signaling in Securitization: Are Fintechs Different?

M Oreng, R Saito - Latin American Business Review, 2024 - Taylor & Francis
This study explores the association between risk retention by originators (skin in the game)
and the performance of securitized assets. We combine hand-collected and publicly …