Hybrid MADM-based study of key risk factors in house-for-pension reverse mortgage lending in Taiwan's banking industry

PH Tsai, YW Wang, WC Chang - Socio-Economic Planning Sciences, 2023 - Elsevier
The issue of financial problems among the elderly has garnered the attention of multiple
generations. In 2018, Taiwan formally attained an ageing society status. In order to address …

Valuation of reverse mortgages in the Spanish market for foreign residents

D Atance, A Debón, I De La Fuente - Technological and Economic …, 2024 - mla.vilniustech.lt
The continuous growth in life expectancy, besides to the difficult economic and financial
situation of the public pension system in Spain, makes reverse mortgages an attractive …

On which socioeconomic groups do reverse mortgages have the greatest impact? Evidence from Spain

E Boj, MM Claramunt, X Varea - Technological and Economic …, 2024 - mla.vilniustech.lt
Reverse mortgage is one of the products (perhaps the main one) that is good to obtain
additional income by using the habitual residence as collateral. The main objective of this …

[HTML][HTML] Proposal for calculating regulatory capital requirements for reverse mortgages

I de la Fuente, E Navarro, G Serna - Socio-Economic Planning Sciences, 2023 - Elsevier
In the current context in which many people worry about the sustainability of pension
systems, reverse mortgages are gaining popularity because they are a way to supplement …

Structural analysis of reverse mortgages in Taiwan

HM Chen, JY Chen - Humanities and Social Sciences Communications, 2024 - nature.com
This study investigated the framework of reverse mortgage (RM) programs in Taiwan, with a
particular emphasis on the perspectives of both debtors and creditors. Employing the Lee …

Mortgage and mortgage lending as a tool for financial recovery of the modern Russian economy

S Rybak - E3S Web of Conferences, 2021 - e3s-conferences.org
The article is devoted to the institutional analysis of the problem of improving the legal
regulation of mortgage relations in Russia in modern conditions in the presence of a rather …

Analysis, modelling, and financial perspectives of reverse mortgage implementation in Colombia

LÁM Cerón, JAC Mosquera, JEF Navarrete… - Heliyon, 2024 - cell.com
Purpose Increased life expectancy in recent years, together with the downward trend in
fertility rates, will accelerate the aging of the Latin American population (Flamini and et al …

The reverse mortgage market in New Zealand: key drivers of loan determination

N Hutchison, B MacGregor, T Ngo, G Squires… - Applied …, 2024 - Taylor & Francis
This paper examines the drivers of loan principals in the reverse mortgage and equity
release market in New Zealand using a hedonic price model (HPM) approach. Our analysis …

How to Promote Reverse Mortgage in China? A Study Based on Tripartite Evolutionary Game Model

L Qiu, MJ Zhang - A Study Based on Tripartite Evolutionary Game …, 2023 - papers.ssrn.com
With the increasing aging of the population, reverse mortgage is of great significance for
China to alleviate the pension pressure. However, limited effort has been made to explore …

Hipoteca inversa: impacto del riesgo de longevidad en el caso español

D Atance, A Debón… - Anales del Instituto de …, 2021 - revistas.actuarios.org
La perspectiva demográfica en España pone de manifiesto la necesidad de incorporar
nuevas alternativas que permitan la sostenibilidad del estado de bienestar. Claramente …