I propose a dynamic equilibrium model of the rental markets that endogenously gives rise to
defaults on rents and evictions. In the model, eviction protections make it harder to evict …

Borrower perceptions and beliefs about the future influence mortgage forbearance
decisions. Using a proprietary dataset combining administrative mortgage records with …

This thesis examines how psychological forces and non-standard preferences affect poverty
and the design of social welfare programs for low-income households. The first chapter," …

Many communities in the US have programs that make financial assistance available to
families with low income who are struggling to pay rent. In this paper, we examine the …

The COVID-19 pandemic took a severe toll on the US economy as the public health crisis
triggered steep job losses, business and school closures, 1 supply backlogs, 2 and rising …

The COVID-19 pandemic was stressful for most people, a response exacerbated by
pandemic-era family interactions and changes in the home. 1 In the first months of the …