A method for minimizing merchant data breach damage depends on computers and
financial networks to carry out its steps. Every payment card transaction witnessed each day …

(57) ABSTRACT A method of improving the training and performance of predictive models. A
first method of operating an artificial intelligence machine produces predictive model …

A computer-implemented method for real-time transaction fraud vetting, including: receiving
a transaction record including real-time transaction data and a key identifying a transacting …

A method of reducing financial fraud by operating artificial intelligence machines organized
into parallel sets of predictive models with each set specially trained with supervised and …

Systems and techniques are provided for electronic payment network security. Payment data
including an origin and a destination for a payment in an electronic payment network may be …

Disclosed herein are systems and methods that identify and improve upon false positive
scores. Some embodiments may include artificial neural network learning methods that uti …

An artificial intelligence fraud management solution comprises an expert programmer
development system to build trainable general payment fraud models that integrate several …

Specialized vertical business transactional channel payment fraud models are trained by
selectively filtering supervised and unsupervised data. Then in real-time transactions and …

A method and system for detecting fraudulent network events in a payment card network by
incorporating breach velocities into fraud scoring models are provided. A potential …

(57) ABSTRACT A business method to reverse an authorization request denial made
according to general guidelines if the particular cus tomer and the particular transaction …