[KNIHA][B] Crowdfunding: A literature review and research directions

A Moritz, JH Block - 2016 - Springer
Crowdfunding has become important in recent years. However, there is no comprehensive
overview of the economic literature on this topic. This paper provides an overview of …

[PDF][PDF] Online peer-to-peer lending-a literature review

A Bachmann, A Becker, D Buerckner… - Journal of Internet …, 2011 - researchgate.net
The term online peer-to-peer lending (P2P) describes the loan origination process between
private individuals on online platforms were financial institutions operate only as …

Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data …

X Ma, J Sha, D Wang, Y Yu, Q Yang, X Niu - … Commerce Research and …, 2018 - Elsevier
Big data and the Internet financial sector tremendously developed in the 21st century. The
national emphasis on this field has also gradually improved. Peer-to-peer (P2P) is an …

Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending

R Emekter, Y Tu, B Jirasakuldech, M Lu - Applied Economics, 2015 - Taylor & Francis
Online Peer-to-Peer (P2P) lending has emerged recently. This micro loan market could offer
certain benefits to both borrowers and lenders. Using data from the Lending Club, which is …

Trust and credit: The role of appearance in peer-to-peer lending

J Duarte, S Siegel, L Young - The Review of Financial Studies, 2012 - academic.oup.com
Although it is well known that appearance-based impressions affect labor market and
election outcomes, little is known about the role appearance plays in financial transactions …

Judging borrowers by the company they keep: Friendship networks and information asymmetry in online peer-to-peer lending

M Lin, NR Prabhala, S Viswanathan - Management science, 2013 - pubsonline.informs.org
We study the online market for peer-to-peer (P2P) lending, in which individuals bid on
unsecured microloans sought by other individual borrowers. Using a large sample of …

Herding behavior in online P2P lending: An empirical investigation

E Lee, B Lee - Electronic commerce research and applications, 2012 - Elsevier
We study lender behavior in the peer-to-peer (P2P) lending market, where individuals bid on
unsecured microloans requested by other individual borrowers. Online P2P exchanges are …

Do unverifiable disclosures matter? Evidence from peer-to-peer lending

J Michels - The Accounting Review, 2012 - publications.aaahq.org
The role of disclosure in attenuating market inefficiencies has been the subject of extensive
research. While costless, voluntary, and unverifiable disclosures are unlikely to be credible …

From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms

H Yum, B Lee, M Chae - Electronic Commerce Research and Applications, 2012 - Elsevier
Information asymmetry is one of the fundamental problems that online peer-to-peer (P2P)
lending platforms face. This problem becomes more acute when platforms are used for …

Investor communication in equity-based crowdfunding: a qualitative-empirical study

A Moritz, J Block, E Lutz - Qualitative Research in Financial Markets, 2015 - emerald.com
Purpose This study's aim is to investigate the role of investor communication in equity-based
crowdfunding. The study explores whether and how investor communication can reduce …