[HTML][HTML] Economic Evidence on Cost Sharing and Alternative Insurance Designs to Address Moral and Behavioral Hazards in High-Income Health Care Systems: A …

M Graf, JR Baumgardner, U Neumann… - Journal of Market …, 2024 - mdpi.com
Economic Evidence on Cost Sharing and Alternative Insurance Designs to Address Moral and
Behavioral Hazards in High-Income Health Care Systems: A Systematic Review Next Article in …

[HTML][HTML] The response to dynamic incentives in insurance contracts with a deductible: Evidence from a differences-in-regression-discontinuities design

TJ Klein, M Salm, S Upadhyay - Journal of Public Economics, 2022 - Elsevier
We develop a new approach to quantify how patients respond to dynamic incentives in
health insurance contracts with a deductible. Our approach exploits two sources of variation …

Cost-sharing design matters: A comparison of the rebate and deductible in healthcare

M Remmerswaal, J Boone, M Bijlsma… - Journal of Public …, 2019 - Elsevier
Since 2006, the Dutch population has faced two different cost-sharing schemes in health
insurance for curative care: a mandatory rebate in 2006 and 2007, and a mandatory …

Does Abolishing a Copayment Increase Doctor Visits? A Comparative Case Study

T Haaga, P Böckerman, M Kortelainen… - The BE Journal of …, 2024 - degruyter.com
Insurance coverage increases health care consumption, but less is known whether
moderate copayments affect adults' primary care utilization in a system characterized by …

Cost-sharing or rebate: The impact of health insurance design on reducing inefficient care

N Kairies-Schwarz, M Rieger-Fels… - Frontiers in Behavioral …, 2023 - frontiersin.org
This paper investigates how the design of health insurance plans influences individuals'
treatment decisions. We derive several hypotheses how the framing of incentives in a plan …

Incentivizing efficient utilization without reducing access: The case against cost‐sharing in insurance

M Fels - Health Economics, 2020 - Wiley Online Library
Cost‐sharing is regarded as an important tool to reduce moral hazard in health insurance.
Contrary to standard prediction, however, such requirements are found to decrease …

[HTML][HTML] No-claim refunds and healthcare use

D Avdic, S Decker, M Karlsson, M Salm - Journal of Public Economics, 2024 - Elsevier
No-claim refunds are cost-control instruments which stipulate a payback agreement
contingent on one or more claim-free years. We study how such no-claim refunds affect …

The Effect of Digital Supervision of China Basic Medical Insurance on Out-of-pocket Expenditure: Evidence from Quasi-natural Experiment

C Wang, C Song, J Wu, Y Ning… - INQUIRY: The Journal …, 2024 - journals.sagepub.com
Scientific research has shown that the sustainability of public health insurance is crucial for
governments to effectively manage the risks associated with populations aging. In response …

The impact of framing effect: How framing effect affects students in choosing University's major

S Suroyo, BM Putra - Jurnal Analisa Sosiologi, 2022 - jurnal.uns.ac.id
Many students in choosing higher education majors are not in accordance with their abilities
and interests. This will have an impact on students in making decisions on the choice of …

[HTML][HTML] Deductibles and health care utilization: An experiment on the role of forward-looking behavior

GW Harrison, N Kairies-Schwarz, J Han - Journal of Economic Behavior & …, 2024 - Elsevier
We investigate the effects of nonlinear deductible contracts on health utilization behavior by
using a laboratory experiment in which we can control the likelihood of hitting the deductible …