Predictive modeling in healthcare continues to be an active actuarial research topic as more
insurance companies aim to maximize the potential of Machine Learning (ML) approaches …

This study aims to enhance loan approval decision-making in the digital economy using an
interpretable machine learning approach. The primary research question investigates how …

The financial sector of any nation is the key factor in elevating the economy of nation. The
biggest issue that finances departments are facing is to approve loans for valid candidates …

Banks are important for the development of economies in any financial ecosystem through
consumer and business loans. Lending, however, presents risks; thus, banks have to …

According to the banking system, loans are a major source of income for everyone. So,
loans provide the biggest profit for the banking sector. Regardless of how many people …

The data revolution experienced in recent times has thrown up new challenges and
opportunities for businesses of all sizes in diverse industries. Big data analytics is already at …

For banks and other financial institutions, loans are the primary source of income. As a
result, a variety of loan types are offered depending on certain limitations. Banks face …

Banks are the backbone of the global financial structure, and one of the keyways these
organizations generate income is loan interest. If customers default on these loans, it can …

The surge in loan demand in India highlights the necessity for banks to refine their
assessment methodologies to ensure accurate evaluation of applicants' creditworthiness. As …

Loans play important roles in banking sectors. Loans provide bank income and fuel growth
for the banking industry itself. Loans that are provided to the lender should be repaid on …