Users' mental models influence secure and privacy-preserving behavior in a computing
environment. Prior studies on users' mental models of Internet, security tools, and digital …

Password meter offers feedback on users' password strength, with a goal of protecting
against security breaches. In this study, we aimed at understanding the potential of …

With the advancement of digitalization, mobile financial services have become increasingly
popular as they offer convenient, accessible, and secure ways to manage finances. This …

Tanzanian mobile money and telecom agents (called wakala (s) in Swahili) have played a
crucial role in expanding digital financial services (DFS) to rural areas. However, wakalas …

There is a dearth in existing literature to attain systematic understanding of leveraging digital
storytelling in security designs. As we begin to address this gap, we focused on user …

The study of consumer purchase behavior and its connection to psychological factors
provides critical insights into the decision-making process and mindset of the market. For …

According to the National Financial Inclusion Strategy (NFIS), Bangladesh aims to achieve a
100% financial inclusion target by 2026 through mobile financing services (MFSs). However …

With the emergence of prominent mobile financial service providers in develo** countries,
it is essential to have a comprehensive understanding of how mobile money flows and …

Small business owners (SBOs), specially women, face several challenges in everyday life,
especially when asking for microcredit loans from financial institutions. Usual difficulties …

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