FinTech, lending and payment innovation: A review

S Agarwal, J Zhang - Asia‐Pacific Journal of Financial Studies, 2020 - Wiley Online Library
The global landscape has seen the advent of new technology in offering innovative financial
services and products and resha** the financial sector, namely FinTech. In this review, we …

Digital payments and consumer experience in India: a survey based empirical study

S Shree, B Pratap, R Saroy, S Dhal - Journal of Banking and Financial …, 2021 - Springer
Propelled by recent policy initiatives and technological developments, India's digital
payment system is a promising success story in the making. At the same time, the data also …

Determinants of mobile wallet intentions to use: The mental cost perspective

D Chatterjee, K Bolar - International Journal of Human–Computer …, 2019 - Taylor & Francis
Mobile wallet has become the predominant form of electronic commerce in many countries,
and India is no exception. It is imperative to understand the behavior of users of mobile …

Digital payments and consumption: Evidence from the 2016 demonetization in India

S Agarwal, P Ghosh, J Li, T Ruan - The Review of Financial …, 2024 - academic.oup.com
We study how consumer spending responds to digital payments, using the differential switch
to digital payments across consumers induced by the sudden 2016 Indian Demonetization …

[PDF][PDF] Demonetization and digitization

S Agarwal, D Basu, P Ghosh, B Pareek… - Available at SSRN …, 2018 - researchgate.net
Using large datasets from four diverse sources, of both suppliers and facilitators or recipients
of digital payment platforms, we conduct a comprehensive analysis of the impact of …

[PDF][PDF] Digital payments induce over-spending: Evidence from the 2016 demonetization in India

S Agarwal, P Ghosh, J Li, T Ruan - Unpublished manuscript, 2019 - abfer.org
We examine the impact of digital payments on consumer spending by exploiting a forced
switch to digital payments induced by the 2016 Indian Demonetization. This policy resulted …

Was India's demonetization redistributive? Insights from satellites and surveys

A Chanda, CJ Cook - Journal of Macroeconomics, 2022 - Elsevier
Abstract On November 8, 2016, the Indian government abruptly demonetized 86% of its
currency in circulation in an attempt to reduce black money, corruption, and counterfeiting …

[PDF][PDF] Who gained from India's demonetization? Insights from satellites and surveys

A Chanda, CJ Cook - Insights from Satellites and Surveys (August …, 2019 - papers.ssrn.com
Abstract On November 8, 2016, the Indian government abruptly demonetized 86% of its
currency in circulation in an attempt to reduce black money, corruption, and counterfeiting …

Towards a post-cash society: An application to convert fiat money into a cryptocurrency

SJ Huckle, M White, R Bhattacharya - First Monday, 2017 - firstmonday.org
In this paper, we discuss an application that uses blockchain technology to transfer fiat
money into a cryptocurrency—Ether. A typical use of this technology could be to become a …

The supply-side effects of India's Demonetization

G Subramaniam - Available at SSRN 3472758, 2020 - papers.ssrn.com
I study the supply-side effects of a unique monetary shock–the 2016 Indian demonetization–
that made 86% of currency in circulation illegal overnight. Exploiting cross-sectional …