Impact of digital finance on energy efficiency: Empirical findings from China
Z Fu, Y Zhou, W Li, K Zhong - Environmental Science and Pollution …, 2023 - Springer
The world is facing the problem of resource scarcity and environmental degradation.
Improving energy efficiency is an effective way to reduce energy consumption and reduce …
Improving energy efficiency is an effective way to reduce energy consumption and reduce …
Is relationship lending still a mixed blessing? A review of advantages and disadvantages for lenders and borrowers
Relationship lending is one of the most important lending technologies adopted by banks
and their borrowers. The adoption of relationship lending is mainly related to small business …
and their borrowers. The adoption of relationship lending is mainly related to small business …
From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms
Information asymmetry is one of the fundamental problems that online peer-to-peer (P2P)
lending platforms face. This problem becomes more acute when platforms are used for …
lending platforms face. This problem becomes more acute when platforms are used for …
Emergence of financial intermediaries in electronic markets: The case of online P2P lending
SC Berger, F Gleisner - BuR Business Research Journal, 2009 - papers.ssrn.com
We analyze the role of intermediaries in electronic markets using detailed data of more than
14,000 originated loans on an electronic P2P (peer-to-peer) lending platform. In such an …
14,000 originated loans on an electronic P2P (peer-to-peer) lending platform. In such an …
Loan managers' trust and credit access for SMEs
Research on relationship lending pays only marginal attention to the role of loan managers'
trust in the managers of SMEs. Trust literature suggests that trust reduces agency costs …
trust in the managers of SMEs. Trust literature suggests that trust reduces agency costs …
Geographic proximity, information flows and corporate innovation: Evidence from the high-speed rail construction in China
X Zhang, W Wu, Z Zhou, L Yuan - Pacific-Basin Finance Journal, 2020 - Elsevier
Using the construction of high-speed rail as a source of exogenous variation in proximity,
this study investigates how geographic proximity affects corporate innovation. The …
this study investigates how geographic proximity affects corporate innovation. The …
Group membership, relationship banking and loan default risk: The case of online social lending
CR Everett - Banking and Finance Review, 2015 - papers.ssrn.com
This paper uses a new data source, online social lending (aka peer-to-peer lending), to help
answer the question of what impact borrower-lender information asymmetries have on …
answer the question of what impact borrower-lender information asymmetries have on …
Can digital finance contribute to the promotion of financial sustainability? A financial efficiency perspective
D Luo, M Luo, J Lv - Sustainability, 2022 - mdpi.com
The research first summarizes the theoretical mechanism of digital finance to improve
financial efficiency and sustainability; then, it proposes three hypotheses. After that, a DEA …
financial efficiency and sustainability; then, it proposes three hypotheses. After that, a DEA …
Benefits of relationship banking: Evidence from consumer credit markets
Using a unique panel dataset that contains comprehensive information about the
relationships between a large bank and its credit card customers, we show that relationship …
relationships between a large bank and its credit card customers, we show that relationship …
Spillover effects of government initiatives fostering entrepreneurship on the access to bank credit for entrepreneurial firms in Europe
We explore the role of government initiatives fostering entrepreneurship—in the form of tax
advantages and government support—in influencing the probability that entrepreneurial …
advantages and government support—in influencing the probability that entrepreneurial …