Moral Hazard on the ACA Exchanges: Evidence from a Cost-Sharing Subsidy Discontinuity

C Ellis, M Esson, E Liebman - Available at SSRN 4892925, 2024 - papers.ssrn.com
This paper examines the moral hazard effects of cost-sharing subsidies in the Affordable
Care Act's Health Insurance Exchanges. Exploiting a sharp discontinuity in subsidy …