[HTML][HTML] Operational research and artificial intelligence methods in banking

M Doumpos, C Zopounidis, D Gounopoulos… - European Journal of …, 2023 - Elsevier
Banking is a popular topic for empirical and methodological research that applies
operational research (OR) and artificial intelligence (AI) methods. This article provides a …

Machine learning-driven credit risk: a systemic review

S Shi, R Tse, W Luo, S D'Addona, G Pau - Neural Computing and …, 2022 - Springer
Credit risk assessment is at the core of modern economies. Traditionally, it is measured by
statistical methods and manual auditing. Recent advances in financial artificial intelligence …

[HTML][HTML] Credit scoring methods: Latest trends and points to consider

A Markov, Z Seleznyova, V Lapshin - The Journal of Finance and Data …, 2022 - Elsevier
Credit risk is the most significant risk by impact for any bank and financial institution.
Accurate credit risk assessment affects an organisation's balance sheet and income …

Digital platforms' growth strategies and the rise of super apps

M Hasselwander - Heliyon, 2024 - cell.com
Super apps allow users to access messaging, payments, e-commerce, deliveries,
ridesharing, and many other services within the same app. While there are some very …

Prediction of bank credit worthiness through credit risk analysis: an explainable machine learning study

V Chang, QA Xu, SH Akinloye, V Benson… - Annals of Operations …, 2024 - Springer
The control of credit risk is an important topic in the development of supply chain finance.
Financial service providers should distinguish between low-and high-quality customers to …

[HTML][HTML] Transforming towards inclusion-by-design: Information system design principles sha** data-driven financial inclusiveness

R Sulastri, M Janssen, I van de Poel, A Ding - Government Information …, 2024 - Elsevier
Digitalization and datafication of financial systems result in more efficiency, but might also
result in the exclusions of certain groups. Governments are looking for ways to increase …

Financial supply chain analysis with borrower identification in smart lending platform

R Mitra, A Goswami, MK Tiwari - Expert Systems with Applications, 2022 - Elsevier
The popularity of the online peer-to-peer (P2P) lending platform in the financial supply chain
(FSC) has grown tremendously in the past few years. However, it is pretty challenging to …

FinTech regulation: Evolutionary game model, numerical simulation, and recommendations

Y Xu, H Bao - Expert Systems with Applications, 2023 - Elsevier
In recent years, financial technology (FinTech) regulations have been split between
promotion and regulation. Under the evolving relationship between regulators and financial …

A recent review on optimisation methods applied to credit scoring models

ES Kamimura, ARF Pinto, MS Nagano - Journal of Economics …, 2023 - emerald.com
A recent review on optimisation methods applied to credit scoring models | Emerald Insight
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