A multidisciplinary survey on discrimination analysis
The collection and analysis of observational and experimental data represent the main tools
for assessing the presence, the extent, the nature, and the trend of discrimination …
for assessing the presence, the extent, the nature, and the trend of discrimination …
Spatial analysis of historical redlining: A methodological exploration
AE Hillier - Journal of Housing Research, 2003 - JSTOR
Despite widespread belief that redlining contributed to disinvestment in cities, there has
been little empirical analysis of historical lending patterns. The lack of appropriate data and …
been little empirical analysis of historical lending patterns. The lack of appropriate data and …
A tale of three markets: The law and economics of predatory lending
Predatory lending--exploitative high-cost loans to naYve borrowers-has dominated the
headlines in recent years and has sent foreclosure rates soaring.! There is fierce debate …
headlines in recent years and has sent foreclosure rates soaring.! There is fierce debate …
The racism-race reification process: A mesolevel political economic framework for understanding racial health disparities
AA Sewell - Sociology of Race and Ethnicity, 2016 - journals.sagepub.com
The author makes the argument that many racial disparities in health are rooted in political
economic processes that undergird racial residential segregation at the mesolevel …
economic processes that undergird racial residential segregation at the mesolevel …
[BOOK][B] Making our neighborhoods, making our selves
GC Galster - 2019 - degruyter.com
Urban theorists have tried for decades to define exactly what a neighborhood is. But behind
that daunting existential question lies a much murkier problem: never mind how you define …
that daunting existential question lies a much murkier problem: never mind how you define …
Pockets of poverty: The long-term effects of redlining
This paper studies the long-term effects of redlining policies that restricted access to credit in
urban communities. For empirical identification, we use a regression discontinuity design …
urban communities. For empirical identification, we use a regression discontinuity design …
Racial discrimination and redlining in cities
The aim of this paper is to bring together spatial and racial discrimination in an urban
framework. While racial discrimination is against black workers, spatial discrimination (or …
framework. While racial discrimination is against black workers, spatial discrimination (or …
Credit where it counts: The Community Reinvestment Act and its critics
MS Barr - NYUL Rev., 2005 - HeinOnline
Financial markets in the United States are broad and deep.'Our capital markets are regarded
as highly efficient in spurring business growth, and for most Americans, access to credit has …
as highly efficient in spurring business growth, and for most Americans, access to credit has …
Walking the walk? Bank ESG disclosures and home mortgage lending
We show that banks with high environmental, social, and governance (ESG) ratings issue
fewer mortgages in poor localities—in number and dollar amount—than banks with low ESG …
fewer mortgages in poor localities—in number and dollar amount—than banks with low ESG …
The neighborhood distribution of subprime mortgage lending
PS Calem, K Gillen, S Wachter - The Journal of Real Estate Finance and …, 2004 - Springer
Subprime lending in the residential mortgage market, characterized by relatively high credit
risk and interest rates or fees, has developed over the past decade into a prominent …
risk and interest rates or fees, has developed over the past decade into a prominent …