Online banking has become increasingly popular in recent years, making it a target for
cyberattacks. Banks have implemented various user authentication methods to protect their …

A sustainable online environment is essential to protecting businesses from abuse and data
breaches. To protect sustainability, websites' authentication procedures should continuously …

A robust authentication method is needed to protect online user accounts and data from
cyber-attacks. Using only passwords is insufficient because they can be easily stolen or …

Fallback authentication, the process of re-establishing access to an account when the
primary authenticator is unavailable, holds critical significance. Approaches range from …

Research on human-computer interaction currently focuses on enhancing system usability
by establishing an appropriate user interface (UI) that depends on users' features. Online …

Account recovery has become a prevalent feature across mobile and web applications that
circumvents the regular username/password-based user authentication process, and thus is …

Fallback authentication refers to a chain of alternative authentication schemes that are
issued if the main authentication method fails such as the provision of information on …

User authentication in the online environment is promoting a hugely challenging issue. This
has contributed to the realization of a user authentication where the exams can be …

Expediency and suppleness were the main reasons for customers' patronage of m-banking
apps. However, data stored or transmitted in these apps are susceptible to different attacks …

Cyber threats in online banking services are increasing with the improvements in internet-
aided communications and extended services. The threats gather personal and …