Banks and the real economy: An assessment of the research

AN Berger, P Molyneux, JOS Wilson - Journal of Corporate Finance, 2020‏ - Elsevier
We review research on the effects of banks on the real economy, including, but not limited to
articles in this Special Issue of the Journal of Corporate Finance. We focus primarily on US …

Fintech: what's old, what's new?

A Boot, P Hoffmann, L Laeven, L Ratnovski - Journal of financial stability, 2021‏ - Elsevier
We study the effects of technological change on financial intermediation, distinguishing
between innovations in information (data collection and processing) and communication …

Are credit markets still local? Evidence from bank branch closings

HLQ Nguyen - American Economic Journal: Applied Economics, 2019‏ - aeaweb.org
This paper studies whether distance shapes credit allocation by estimating the impact of
bank branch closings during the 2000s on local access to credit. To generate plausibly …

Is financial inclusion good for bank stability? International evidence

MM Ahamed, SK Mallick - Journal of Economic Behavior & Organization, 2019‏ - Elsevier
Financial inclusion has become an important public policy priority following the recent global
financial crisis. Yet, we know very little of how it impacts soundness of the providers of …

Relationship banking and information technology: The role of artificial intelligence and FinTech

M Jakšič, M Marinč - Risk Management, 2019‏ - Springer
Banks have no time for complacency. They need to re-evaluate their competitive advantages
in light of profound changes driven by advances in information technology (IT) and …

The walking dead? Zombie firms and productivity performance in OECD countries

M Adalet McGowan, D Andrews, V Millot - Economic Policy, 2018‏ - academic.oup.com
This paper explores the extent to which 'zombie'firms–defined as old firms that have
persistent problems meeting their interest payments–are stifling labour productivity …

[PDF][PDF] Finance in the times of coronavirus

T Beck - Economics in the Time of COVID-19, 2020‏ - fifteentwentyusa.com
Economists have a bad track record in predictions, so I will not try my hand at predicting the
effect of the novel coronavirus (COVID-19) on the global financial system or the global …

Is relationship lending still a mixed blessing? A review of advantages and disadvantages for lenders and borrowers

A Duqi, A Tomaselli, G Torluccio - Contemporary Topics in …, 2019‏ - Wiley Online Library
Relationship lending is one of the most important lending technologies adopted by banks
and their borrowers. The adoption of relationship lending is mainly related to small business …

Fintech and financial inclusion: Opportunities and pitfalls

T Beck - 2020‏ - econstor.eu
Financial innovation in the form of new delivery channels, products, and providers has
helped push out the frontier of access to finance and thus increase the bankable and …

[PDF][PDF] Post-Covid-19 World

E Carletti, S Claessens, A Fatás, X Vives - Centre for economic policy …, 2020‏ - iese.edu
Banks have come a long way since medieval times, enduring and surviving many crises.
The economic crisis induced by the Covid-19 pandemic may provoke another financial …