In this paper, authors first review the literature on the relation between finance and growth.
Theory provides ambiguous predictions concerning the question of whether financial …

We try to contribute to both the finance-growth literature and the community banking
literature by testing the effects of the relative health of community banks on economic …

We study the effects of technological change on financial intermediation, distinguishing
between innovations in information (data collection and processing) and communication …

We investigate cross-country determinants of private credit, using new data on legal creditor
rights and private and public credit registries in 129 countries. Both creditor protection …

We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …

This article summarizes and draws connections among diverse streams of theoretical and
empirical research on the economics of privacy. We focus on the economic value and …

This study examines the role of information sharing in modulating the effect of financial
access on income inequality in 48 African countries for the period 2004–2014. Information …

Legal and institutional differences shape the ownership and terms of bank loans across the
world. We show that under strong creditor protection, loans have more concentrated …

Looking at a sample of nearly 2,400 banks in 69 countries, we find that stronger creditor
rights tend to promote greater bank risk taking. Consistent with this finding, we also show …

This paper examines technological progress and its effects in the banking industry. Banks
are intensive users of both IT and financial technologies, and have a wealth of data …