This chapter surveys work in behavioral public economics, emphasizing the normative
implications of non-standard decision making for the design of welfare-improving and/or …

Many financial institutions in develo** countries offer savings products. Yet, little has been
done to assess systematically and quantitatively the relative merits of different product …

Many policymakers argue that the best poverty policy not only provides cash to the poor for
subsistence but also incentives and structures that encourage long-term social and …

This study examines whether assets and consumer debts relate to change in marital
satisfaction and conflict in opposing ways or in independent ways. It also tests whether these …

Microfinance--both credit and savings--has potential to improve the well-being of poor
women in develo** countries. This paper explores practical ways to achieve that potential …

The annual receipt of large tax refunds, primarily due to the Earned Income Tax Credit
(EITC), provides households with unusual opportunities to pay old bills and build assets. To …

This study proposed a hierarchy of savings motives and identified factors that influence the
movement to higher levels of the hierarchy. Continuation ratio analysis utilizing data from the …

This study uses the Survey of Program Dynamics data to examine the independent role of
household assets in food security. It further examines whether assets provide a buffer for low …

This study identified economic, sociological, and psychological concepts to better
understand individual saving behavior among university employees in Ankara. Participants …

The decade of the 1990s was a time of substantial economic and public policy changes. We
explore factors affecting bank account ownership, with a special emphasis on the effects that …