BigTech and the changing structure of financial intermediation

J Frost, L Gambacorta, Y Huang, HS Shin… - Economic …, 2019 - academic.oup.com
SUMMARY Pablo Zbinden?> We consider the drivers and implications of the growth of
'BigTech'in finance–ie the financial services offerings of technology companies with …

[HTML][HTML] Fintech in the time of COVID− 19: Technological adoption during crises

J Fu, M Mishra - Journal of Financial Intermediation, 2022 - Elsevier
We document the effects of the COVID− 19 pandemic on digital finance and fintech
adoption. Drawing on mobile application data from a globally representative sample, we find …

Fintech credit markets around the world: size, drivers and policy issues

S Claessens, J Frost, G Turner, F Zhu - BIS Quarterly Review …, 2018 - papers.ssrn.com
Fintech credit has grown rapidly around the world in recent years, but its size still varies
greatly across economies. Differences reflect economic development and financial market …

The roles of alternative data and machine learning in fintech lending: evidence from the LendingClub consumer platform

J Jagtiani, C Lemieux - Financial Management, 2019 - Wiley Online Library
There have been concerns about the use of alternative data sources by fintech lenders. We
compare loans made by LendingClub and similar loans that were originated by banks. The …

[หนังสือ][B] The economic forces driving fintech adoption across countries

J Frost - 2020 - degruyter.com
Fintech is being adopted across markets worldwide–but not evenly. Why not? This chapter
reviews the evidence. In some economies, especially in the develo** world, adoption is …

[หนังสือ][B] The fintech market in Germany

G Dorfleitner, L Hornuf, M Schmitt, M Weber… - 2017 - Springer
The FinTech Market in Germany | SpringerLink Skip to main content Advertisement Springer
Nature Link Account Menu Find a journal Publish with us Track your research Search Cart 1.Home …

Understanding the implications of FinTech Peer-to-Peer (P2P) lending during the COVID-19 pandemic

K Najaf, RK Subramaniam… - Journal of Sustainable …, 2022 - Taylor & Francis
This study examines the impact of the COVID-19 pandemic on the determinants of FinTech
Peer-to-Peer (P2P) lending. The issue is significant because P2P lending platforms have …

[หนังสือ][B] Fintech in financial inclusion: machine learning applications in assessing credit risk

M Bazarbash - 2019 - books.google.com
Recent advances in digital technology and big data have allowed FinTech (financial
technology) lending to emerge as a potentially promising solution to reduce the cost of credit …

Data versus collateral

L Gambacorta, Y Huang, Z Li, H Qiu… - Review of …, 2023 - academic.oup.com
Using a unique dataset of more than 2 million Chinese firms that received credit from both
an important big tech firm (Ant Group) and traditional commercial banks, this paper …