The determinants of banks' credit risk: Review of the literature and future research agenda

M Naili, Y Lahrichi - International Journal of Finance & …, 2022 - Wiley Online Library
Banks' credit risk, mostly conveyed by the level of non‐performing loans (NPLs) and
considered as a prominent threat to the banking sector stability, has been widely discussed …

Banks' credit risk, systematic determinants and specific factors: recent evidence from emerging markets

M Naili, Y Lahrichi - Heliyon, 2022 - cell.com
Non-performing loans (NPLs, henceforth) represent the main challenge that jeopardizes the
steadiness of the banking sector. The purpose of this study is to explore the main …

[PDF][PDF] Determinants of non-performing loans in India: A system GMM panel approach

AR Mohanty, BR Das, S Kumar - Prajnan, 2018 - academia.edu
The objective of the resent study is to investigate the determinants of Non-Performing Loans
(NPLs) of the Indian banking system for the period 2000-01 to 2015-16. This study utilized …

[HTML][HTML] Differential effects of credit risk and capital adequacy ratio on profitability of the domestic banking sector in Ghana

AH Madugu, M Ibrahim, JO Amoah - Transnational Corporations Review, 2020 - Elsevier
Examining credit risk and banks' solvency effects on profitability are essential for overall
health of the banking sector. However, earlier studies on these nexuses are not instructive …

Remittances, finance and industrialisation in Africa

U Efobi, S Asongu, C Okafor, V Tchamyou… - Journal of Multinational …, 2019 - Elsevier
The paper assesses how remittances directly and indirectly affect industrialisation using a
panel of 49 African countries for the period 1980–2014. The indirect impact is assessed …

Non-performing loans and monetary policy dynamics in Ghana

RK Asiama, A Amoah - African Journal of Economic and …, 2019 - emerald.com
Purpose The sharp rise in non-performing loans (NPLs) with its associated effect on
financial institutions in Ghana has become very alarming. This has led to the collapse of …

Determinants of nonperforming loans in emerging markets: Evidence from the MENA region

I Jabbouri, M Naili - Review of Pacific Basin Financial Markets and …, 2019 - World Scientific
Credit risk has severe impacts on banks' performance, leading to financial and economic
distress. To highlight this interesting issue, this study explores bank-specific and …

[HTML][HTML] Examining non-performing loans on corporate financial sustainability: Evidence from Indonesia

AS Atichasari, A Ratnasari, U Kulsum, HS Kahpi… - Sustainable Futures, 2023 - Elsevier
This study examines the relationships between economic conditions, lending interest risk
(LIR), business risk (BUSR), non-performing loans (NPLs), and corporate financial …

Improving loan repayment in Ghana: Does financial literacy matter?

ST Baidoo, H Yusif, EK Ayesu - Cogent Economics & Finance, 2020 - Taylor & Francis
Loan defaults continue to be a major challenge that confronts financial institutions in
develo** countries and this impedes their potential role in sustainable development …

Determinants of loan repayment performance of small and medium enterprises (SMEs) in Ghana: The case of Asante Akyem Rural Bank

AT Salifu, Z Tofik-Abu, MA Rahman… - Journal of African …, 2018 - Taylor & Francis
We examine the role of a typical set of determinants of loan repayment performance of SMEs
in the context of a rural bank's setting in Ghana. Our analysis using survey data suggests …