This article focuses on the fastest-growing consumer credit segment usually associated with
e-commerce, butincreasingly offered for brick-and-mortar shop** too. The purpose of the …

The Millennials and Generation Z use online shop** for a holistic experience and buy
more expensive or better-quality products with buy now pay later payment methods for their …

This paper presents an analysis of the moderating effect of turnover intention on the
relationship between intrinsic motivation and the employee performance model. The …

Digital lending has emerged as a disruptive force in the financial industry's ever-changing
landscape, transforming the way customers access and manage credit. BNPL products have …

Employee turnover remains a significant concern in small and medium enterprises (SMEs)
across the globe, and Malaysia is no exception. This study investigates the dynamics among …