This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Over the past two decades, artificial intelligence (AI) has experienced rapid development
and is being used in a wide range of sectors and activities, including finance. In the …

We explore lender behaviour on Renrendai. com, a leading Chinese peer-to-peer (P2P)
crowdlending platform. Using a sample of around five million investor-loan-hour …

We conjecture that marketplace lending provokes an increase in the quantity of
entrepreneurship, particularly in more regionally disadvantaged areas, albeit at lower …

Utilizing a unique P2P dataset, this study employs the PSM-DID method to explore the
learning effect brought about by default events on investors. The findings reveal that …

Using unique data from a leading peer-to-peer (P2P) lending platform, we investigate the
link between past investment performance and choice of auto-investing tool. Our results …

Recent research using explainable machine learning survival analysis demonstrated its
ability to identify new risk factors in the medical field. In this study, we adapted this …

Lenders writing loans in the peer-to-peer market carry risk with the anticipation of an
expected return. In the current implementation, many lenders do not have an exit strategy …

Providing online loan investors with liquidity is vital for investment protection, especially in
crisis or extreme conditions. Some existing online platforms have provided secondary …

Using a unique small business loan application dataset from a peer-to-peer (P2P) digital
loan platform in China, we show that female entrepreneurs are more likely to be …