Consumer finance/household finance: the definition and scope

JJ **ao, C Tao - China Finance Review International, 2021‏ - emerald.com
Purpose The purpose of this literature review paper is to define consumer finance, describe
the scope of consumer finance and discuss its future research directions …

Consumer finance

P Tufano - Annu. Rev. Financ. Econ., 2009‏ - annualreviews.org
Although consumer finance is a substantial element of the economy, it has had a smaller
footprint within financial economics. In this review, I suggest a functional definition of the …

Household finance: An emerging field

L Guiso, P Sodini - Handbook of the Economics of Finance, 2013‏ - Elsevier
Household finance—the normative and positive study of how households use financial
markets to achieve their objectives—has gained a lot of attention over the past decade and …

Financial literacy, money management skill and credit card repayments

FS Hamid, YJ Loke - International Journal of Consumer Studies, 2021‏ - Wiley Online Library
This paper studies the relationship between socio‐economic factors, financial literacy,
money management skill, overspending and impulsiveness on credit card repayment …

Present-biased preferences and credit card borrowing

S Meier, C Sprenger - American Economic Journal: Applied Economics, 2010‏ - aeaweb.org
Some individuals borrow extensively on their credit cards. This paper tests whether present-
biased time preferences correlate with credit card borrowing. In a field study, we elicit …

A model of focusing in economic choice

B Kőszegi, A Szeidl - The Quarterly journal of economics, 2013‏ - academic.oup.com
We present a generally applicable theory of focusing based on the hypothesis that a person
focuses more on, and hence overweights, attributes in which her options differ more. Our …

Using experimental economics to measure social capital and predict financial decisions

DS Karlan - American Economic Review, 2005‏ - aeaweb.org
Questions remain as to whether results from experimental economics are generalizable to
real decisions in nonlaboratory settings. Furthermore, questions persist about whether social …

Household finance

F Gomes, M Haliassos, T Ramadorai - Journal of Economic Literature, 2021‏ - aeaweb.org
Household financial decisions are complex, interdependent, and heterogeneous, and
central to the functioning of the financial system. We present an overview of the rapidly …

The how and why of household reactions to income shocks

R Colarieti, P Mei, S Stantcheva - 2024‏ - nber.org
This paper studies how and why households adjust their spending, saving, and borrowing in
response to transitory income shocks. We leverage new large-scale survey data to first …

Behavioral household finance

J Beshears, JJ Choi, D Laibson, BC Madrian - Handbook of behavioral …, 2018‏ - Elsevier
This chapter provides an overview of household finance. The first part summarizes key facts
regarding household financial behavior, emphasizing empirical regularities that are …