The purpose of this paper is to explore the impact of financial literacy on financial well-being
among the business school faculties. Both the variables (financial literacy and financial well …

The literature on overconfidence has witnessed prolific growth since the beginning of the
century. This context underscores the necessity to comprehend and categorize an …

The increasing pervasiveness of high‐cost alternative financial services (AFS) has captured
the attention of policymakers, consumer educators, and financial counselors. Using data …

US consumers may turn to the private market for credit when income and government
benefits fall short. The most vulnerable consumers have access only to the highest-cost …

This review discusses the heterogeneity in the effectiveness of financial education programs
that occurs because of the unique conditions for programs and methods to evaluate them …

The two‐fold purpose of this study was to explore the financial capability of low‐income
consumers from rural regions of Poland, using **ao's financial capability index, while …

We undertake the first rigorous evaluation of financial coaching using a randomized
controlled trial at two sites. We estimate both treatment uptake and treatment outcomes …

This study provides theory and evidence on the relation between financial literacy
overconfidence (FLO) and high-cost borrowing and its mediation and moderation through …

Is financial literacy a substitute or complement for financial advice? We analyze the decision
by consumers to seek financial advice in the form of credit counseling. Credit counseling is …

While financial knowledge has been linked to improved financial behaviour, there is little
consensus on the value of financial education, in part because rigorous evaluation of …