Data privacy and cybersecurity challenges in the digital transformation of the banking sector

S Wang, M Asif, MF Shahzad, M Ashfaq - Computers & security, 2024 - Elsevier
In the digital transformation of the banking sector, incorporating advanced technologies such
as cloud computing, big data analytics, artificial intelligence, and blockchain has …

FinTech and financial inclusion: Exploring the mediating role of digital financial literacy and the moderating influence of perceived regulatory support

MB Amnas, M Selvam, S Parayitam - Journal of Risk and Financial …, 2024 - mdpi.com
Exploring the potential of financial technology (FinTech) to promote financial inclusion is the
aim of this research. This study concentrated on understanding why people use FinTech and …

[HTML][HTML] Acceptance of electronic payment systems: A critical review forward a parsimonious model including vertical and horizontal cultural orientations

H Hilale, A Chakor - Telematics and Informatics Reports, 2024 - Elsevier
The opportunities for prosperity and sustainable development offered by Electronic Payment
Systems (EPS) are of great interest to both authorities and various stakeholders, especially …

[HTML][HTML] In quest of perceived risk determinants affecting intention to use fintech: Moderating effects of situational factors

H Zhao, N Khaliq - Technological Forecasting and Social Change, 2024 - Elsevier
This paper seeks to fill a notable gap in the current literature by exploring the perceived risks
linked to the integration of financial technology (fintech) in the context of Pakistan. Despite …

[PDF][PDF] Analisis pengaruh adopsi teknologi finansial, kepercayaan nasabah, dan regulasi terhadap penggunaan layanan keuangan digital

L Judijanto, R Destiana, E Sudarmanto… - Jurnal Akuntansi Dan …, 2024 - academia.edu
This study investigates the complex relationship between Financial Technology (Fintech)
adoption, Customer Trust, Regulatory Perception, and Use of Digital Financial Services. A …

How does cybersecurity awareness help in achieving digital financial inclusion in rural India under escalating cyber fraud scenario?

M Afzal, M Meraj, M Kaur… - Journal of Cyber Security …, 2024 - Taylor & Francis
The remarkable rise of cybercrime and its catastrophic consequences pose a significant
threat to global financial and banking institutions. Financial inclusion is essential in fostering …

Mobile banking services and financial inclusion among customers of commercial banks: Evidence from an emerging economy

MM Saeed, E Donkoh - Business Strategy & Development, 2024 - Wiley Online Library
The study is set against the backdrop of rapid technological advancements in the banking
sector, specifically in the adoption of mobile banking. Over the last three decades, the …

FinTech and Financial Inclusion: Exploring the Mediating Role of Digital Financial Literacy in Enhancing Access to Financial Services

M Adhikari, DM Ghimire, AD Lama - Journal of Emerging Management …, 2024 - nepjol.info
Purpose–With consideration for the mediating function that digital financial literacy plays in
the region, the study's goal is to determine how FinTech adoption may promote financial …

Factors driving the adoption of fintech services: An empirical analysis of customers of commercial banks in Kathmandu

S Bhujel - Apex Journal of Business and Management, 2024 - nepjol.info
This study aims to empirically explore the influences of customer trust (CT), data security
(DAS), perceived usefulness (PU), and perceived ease of use (PPEU) on commercial bank …

Do users' pro-environmental personal norms hold significance in electronic payment adoption context?

H Hilale, A Chakor - Journal of Financial Services Marketing, 2024 - Springer
Abstract The adoption of “Electronic Payment Systems (EPS)” presents an effective
alternative for mitigating natural ecosystem degradation and serves as a robust catalyst for …