Financial literacy, financial education, and economic outcomes

JS Hastings, BC Madrian, WL Skimmyhorn - Annu. Rev. Econ., 2013 - annualreviews.org
In this article, we review the literature on financial literacy, financial education, and
consumer financial outcomes. We consider how financial literacy is measured in the current …

Financial literacy around the world: an overview

A Lusardi, OS Mitchell - Journal of pension economics & finance, 2011 - cambridge.org
In an increasingly risky and globalized marketplace, people must be able to make well-
informed financial decisions. New international research demonstrates that financial …

How am I doing? Perceived financial well-being, its potential antecedents, and its relation to overall well-being

RG Netemeyer, D Warmath… - Journal of Consumer …, 2018 - academic.oup.com
Though perceived financial well-being is viewed as an important topic of consumer
research, the literature contains no accepted definition of this construct. Further, there has …

Financial literacy and financial behavior: Evidence from the emerging Asian middle class

A Grohmann - Pacific-Basin Finance Journal, 2018 - Elsevier
This paper analyses financial literacy and financial behavior of middle class people living an
urban Asian economy. Other than most papers on financial literacy that focus on people in …

Financial literacy, financial education, and downstream financial behaviors

D Fernandes, JG Lynch Jr… - Management …, 2014 - pubsonline.informs.org
Policy makers have embraced financial education as a necessary antidote to the increasing
complexity of consumers' financial decisions over the last generation. We conduct a meta …

The economic importance of financial literacy: Theory and evidence

A Lusardi, OS Mitchell - American Economic Journal: Journal of …, 2014 - aeaweb.org
This paper undertakes an assessment of a rapidly growing body of economic research on
financial literacy. We start with an overview of theoretical research, which casts financial …

[書籍][B] The rationality quotient: Toward a test of rational thinking

KE Stanovich, RF West, ME Toplak - 2016 - books.google.com
How to assess critical aspects of cognitive functioning that are not measured by IQ tests:
rational thinking skills. Why are we surprised when smart people act foolishly? Smart people …

Financial literacy and retirement planning in the United States

A Lusardi, OS Mitchell - Journal of pension economics & finance, 2011 - cambridge.org
We examine financial literacy in the US using the new National Financial Capability Study,
wherein we demonstrate that financial literacy is particularly low among the young, women …

[HTML][HTML] Self-control, financial literacy and consumer over-indebtedness

J Gathergood - Journal of economic psychology, 2012 - Elsevier
This paper examines the relationship between self-control, financial literacy and over-
indebtedness on consumer credit debt among UK consumers. Lack of self-control and …

Investment in financial literacy and saving decisions

T Jappelli, M Padula - Journal of Banking & Finance, 2013 - Elsevier
We present an intertemporal consumption model of investment in financial literacy.
Consumers benefit from such investment because financial literacy allows them to increase …