State Constitutional Rights and Democratic Proportionality

J Bulman-Pozen, M Seifter - Columbia Law Review, 2023 - JSTOR
State constitutional law is in the spotlight. As federal courts retrench on abortion, democracy,
and more, state constitutions are defining rights across the nation. Despite intermittent calls …

Crypto-Native Credit Score: Between Financial Inclusion and Predatory Lending

NG Packin, Y Lev-Aretz - Cardozo L. Rev., 2023 - HeinOnline
The evolution of credit scoring has seen a significant shift'from relying on personal
relationships to forming structured evaluations of financial trustworthiness. 2 With the …

Regulating buy now, pay later

S Soni - Columbia Law Review, 2023 - JSTOR
Recent years have seen the dramatic growth of Buy Now, Pay Later (BNPL), a class of
unregulated fintech products that permit consumers to finance purchases by dividing …

[HTML][HTML] Exploring the Relationships Between Behavioural Biases and the Rational Behaviour of Australian Female Consumers

A Sharma, C Hewege, C Perera - Behavioral Sciences, 2025 - mdpi.com
The paper aims to examine the relationships between behavioural biases (such as
overconfidence and herding) and the rational behaviour of Australian female consumers …

Towards responsible consumption and true financial inclusion: assessing Fintech Buy-Now, Pay-Later (BNPL) from an Islamic perspective

AH Moharram - 2023 - search.proquest.com
The last three years have seen more widespread adoption of point-of-sale financing from
financial technology (fintech) companies. Known as buy-now, pay-later (BNPL), this new …

Empowering Everyday Americans: The Algorithmic Choice and Transparency Act (the" ACT Act")

BK Keller - Ariz. LJ Emerging Tech., 2023 - HeinOnline
An estimated $221 billion was spent on digital ads in the United States in 2022.1 Internet
companies like Facebook, 2 Twitter, Instagram, YouTube, 3 Google4 and Bing search, and …

The Gamification of Banking

C Baker, CK Odinet - University of Illinois Law Review, 2024 - papers.ssrn.com
Gamification is coming to banking. This phenomenon is already gaining ground in
advertising, healthcare, manufacturing, and, more recently, with the GameStop and AMC …

17 Ways to Regulate Big Tech with Tax

A Christians, T Diniz Magalhães - Available at SSRN, 2024 - papers.ssrn.com
BigTech's outsize power and influence have prompted policymakers and experts in the
United States and around the world to turn to taxation both for the sake of raising revenue …

VOLUME 45 February 2024 NUMBER 3

JAE Pottow, KH alverson Cross, NG Packin… - LAW REVIEW, 2024 - HeinOnline
In the world of cross-border corporate insolvency, those in the know are familiar with the
increasingly popular scheme of arrangement, the British quasi-reorganization procedure …

[PDF][PDF] Exploring the emergence of finfluencers on Instagram: Survey-based descriptive insights into their segmentation, motivations, business models, and potential …

M Mölders, L Bock, E Barrantes, H Zülch - 2024 - opus.bsz-bw.de
Our study provides insights into the growing thematic niche of social media influencers, with
a special focus on the emergence of financial influencers (finfluencers) who share …