In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

This paper provides an analysis on the emergence of new technologies in the financial
industry and their application to financial and investment activities, where organizations are …

The financial technologies (FinTech) revolution is in full swing globally. In this paper, we
review the burgeoning literature on FinTech and FinTech-enabled services, focusing on the …

Fintech and decentralized finance have penetrated all areas of the financial system and
have improved financial inclusion in the last decade. In this paper, we review the recent …

Central bank digital currencies (CBDCs) promise to provide cash-like safety and
convenience for peer-to-peer payments. To do so, they must be resilient and accessible …

We study the effects of technological change on financial intermediation, distinguishing
between innovations in information (data collection and processing) and communication …

This paper provides micro-level evidence on how FinTech adoption affects household
consumption and consumption inequality. Our hypothesis is that through FinTech's payment …

India's financial inclusion has significantly improved during the last several years. In recent
years, there has been a rise in the number of Indians who have bank accounts, with this …

Abstract Inspired by Christopher Freeman's work on how radical technical change opens up
for shifts in world leadership and on the role of innovation systems in this process, this paper …

The intersection of finance and technology, known as fintech, has resulted in the dramatic
growth of innovations and has changed the entire financial landscape. While fintech has a …