Abstract OTP (One Time Password) is widely used for protecting accounts on Internet
banking, portal services and online game services in Korea. OTP is very strong method for …

As cyber stock trading grows rapidly, stock trading using Home Trading System have been
brisk recently. Home Trading System is a heavy-weight in the stock market, and the system …

Since then, with the advance of computing environment, various Internet services are
emerging and the importance of user authentication technology is increasing for verifying …

Recently, famous online shop** websites were hit by hacking attack, and many users'
personal information such as ID, password, account number, personal number, credit card …

컴퓨팅 환경이 발전됨에 따라 인터넷을 이용한 다양한 서비스들이 등장하게 되었고, 서비스를
이용하기 위하여 정당한 사용자를 확인하는 인증기술의 중요성이 증대되고 있다. 인증 기술의 …

IT 기술의 발전으로 유비쿼터스 환경이 구축되고 있으며, 많은 서비스의 제공 환경이 모바일
환경으로 전환되고 있다. 또한 기존에 집이나 회사 등 고정된 위치에서 제공받았던 서비스들이 …

Securing user authentication and transaction continuation is very critical in mobile banking.
Malicious software, which is installed in user's smart phone, can either steal user's password …

Ubiquitous environment is constructed by development of an IT technology, offer
environment of many service changed to mobile environment. Also, existed service offered …

Abstract PKI (Public Key Infrastructure)-based information certification technology has some
limitations to be universally applied to mobile banking services, using smart phones, since …

본 논문에서는 금융보안 OTP 를 이용한 온라인 본인확인 방안을 제안한다. 현재 국내에서
신원확인 방식으로는 공인인 증서론 이용한 전자서명, 휴대폰 SMS 발송번호, 신용카드정보 및 …