Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

[PDF][PDF] Online peer-to-peer lending-a literature review

A Bachmann, A Becker, D Buerckner… - Journal of Internet …, 2011 - researchgate.net
The term online peer-to-peer lending (P2P) describes the loan origination process between
private individuals on online platforms were financial institutions operate only as …

Study on a prediction of P2P network loan default based on the machine learning LightGBM and XGboost algorithms according to different high dimensional data …

X Ma, J Sha, D Wang, Y Yu, Q Yang, X Niu - … Commerce Research and …, 2018 - Elsevier
Big data and the Internet financial sector tremendously developed in the 21st century. The
national emphasis on this field has also gradually improved. Peer-to-peer (P2P) is an …

A trust model for online peer-to-peer lending: a lender's perspective

D Chen, F Lai, Z Lin - Information Technology and Management, 2014 - Springer
Online peer-to-peer (P2P) lending is a new but essential financing method for small and
micro enterprises that is conducted on the Internet and excludes the involvement of …

Optimal Stackelberg strategies for financing a supply chain through online peer-to-peer lending

GX Gao, ZP Fan, X Fang, YF Lim - European Journal of Operational …, 2018 - Elsevier
In recent years, supply chain finance (SCF) through online peer-to-peer (P2P) lending
platforms has gained its popularity. We study an SCF system with a manufacturer selling a …

Emerging technologies and the democratisation of financial services: A metatriangulation of crowdfunding research

R Gleasure, J Feller - Information and Organization, 2016 - Elsevier
Crowdfunding has grown quickly and attracted significant scholarly attention. However, the
diverse approaches to crowdfunding that have emerged, as well as the uncertain …

P2P lending survey: Platforms, recent advances and prospects

H Zhao, Y Ge, Q Liu, G Wang, E Chen… - ACM Transactions on …, 2017 - dl.acm.org
P2P lending is an emerging Internet-based application where individuals can directly
borrow money from each other. The past decade has witnessed the rapid development and …

[PDF][PDF] A comparative study of online P2P lending in the USA and China

D Chen, C Han - Journal of Internet Banking and Commerce, 2012 - Citeseer
Abstract Peer-to-Peer (P2P) lending provides online users an innovative loaning and
investment vehicle without the intermediation of financial institutions. However, the research …

Peer-to-peer lending to businesses: Investors' characteristics, investment criteria and motivation

Y Pierrakis - The International Journal of Entrepreneurship …, 2019 - journals.sagepub.com
Online peer-to-peer (P2P) business lending, where individual investors provide unsecured
loans directly to individual business borrowers without the intermediation of banks, has …

The relationship between soft information in loan titles and online peer-to-peer lending: evidence from RenRenDai platform

J Yao, J Chen, J Wei, Y Chen, S Yang - Electronic Commerce Research, 2019 - Springer
Online peer-to-peer (P2P) lending is a central component of Internet finance. It can help
borrowers raise funds quickly—a particularly useful feature for small and medium …