SME default prediction: A systematic methodology-focused review

H Cheraghali, P Molnár - Journal of Small Business Management, 2024 - Taylor & Francis
This study reviews the methodologies used in the literature to predict failure in small and
medium-sized enterprises (SMEs). We identified 145 SMEs' default prediction studies from …

Digital finance and enterprise financing constraints: Structural characteristics and mechanism identification

C Li, Y Wang, Z Zhou, Z Wang, A Mardani - Journal of Business Research, 2023 - Elsevier
Using the panel data of A-share listed companies from 2011 to 2020, we demonstrate that
the WW index can characterize the level of enterprise financing constraints in China more …

The long-term effects of loan guarantees on SME performance

F Bertoni, MG Colombo, A Quas - Journal of Corporate Finance, 2023 - Elsevier
We estimate the treatment effect of guaranteed loans on the growth of a large sample of
French small and medium-sized enterprises (SMEs). The nature of our sample allows us to …

Productivity of innovation: the effect of innovativeness on start-up survival

MC Arcuri, I Russo, G Gandolfi - The Journal of Technology Transfer, 2024 - Springer
This paper provides arguments supporting the association between different measures of
innovativeness (ie, innovation capacity and effectiveness) and the survival of start-ups …

The hazards of delivering a public loan guarantee scheme: An analysis of borrower and lender characteristics

M Cowling, N Wilson, P Nightingale… - International Small …, 2024 - journals.sagepub.com
Using data between 2009 and 2020, we provide a detailed description of the borrowers
within the Enterprise Finance Guarantee (EFG) loan portfolio, analyse time to default and …

Corporate social responsibility and firm survival: Evidence from Chinese listed firms

FDS Fernandes, G Sermpinis… - British Journal of …, 2024 - Wiley Online Library
This study examines the effect of corporate social responsibility (CSR) on Chinese firms'
probability of survival using 2426 firm‐year observations over the period 2011–2019. We …

Exploring the impact of innovation intensity on the growth of female-led entrepreneurial firms

MC Arcuri, G Gandolfi, I Russo - Journal of Small Business and …, 2023 - emerald.com
Purpose The purpose of this article is to investigate the relationship between gender,
innovation and growth in Italian innovative start-ups. Design/methodology/approach This is …

How does government-backed finance affect SMEs' crisis predictors?

L Gai, MC Arcuri, F Ielasi - Small Business Economics, 2023 - Springer
This paper estimates the impact of public guarantees on crisis predictive indicators among
small and mid-size enterprises (SMEs). We use a confidential database provided by the …

Drivers of MSME loan defaults using survival analysis: implications for lenders and policy planners

A Saha, L Hock-Eam, SG Yeok - International Journal of Emerging …, 2023 - emerald.com
Purpose The authors analyse the determinants of loan defaults in micro, small and medium
enterprises (MSME) loans in India from the survival duration perspective to draw inferences …

[HTML][HTML] The risk implications of the business loan activity in credit unions

J Gomez-Biscarri, G López-Espinosa… - Journal of Financial …, 2021 - Elsevier
US credit unions have been subject to a strict regulation of their commercial lending which
included both requirements for enhanced organizational practices and a cap on the …