This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Credit risk assessment is a crucial element in credit risk management. With the extensive
research on consumer credit risk assessment in recent decades, the abundance of literature …

Financial technology (fintech) is seen as possessing significant potential to provide the poor
access to financial services and help them escape the clutches of poverty. Surprisingly …

AI is widely thought to be poised to transform business, yet current perceptions of the scope
of this transformation may be myopic. Recent progress in natural language processing …

With society's wide-scale adoption of information technology, significant information about
borrowers is distributed across various parties, information that can be jointly used to …

Effective financial distress prediction (FDP) can discover a company's potential financial
risks and support relevant decisions in a timely manner. Previous studies on FDP have …

This study aims to conduct a bibliometric analysis on peer-to-peer lending literature
published in Scopus indexed journals from an economic and business perspective. The …

For the emerging peer-to-peer (P2P) lending markets to survive, they need to employ credit-
risk management practices such that an investor base is profitable in the long run …

Prosocial P2P lending platforms are a novel and powerful example of a digital social
innovation (DSI) in which the operating model relies primarily on digital technologies and …

A stable financial environment is requisite for the continuous growth of the E-business
market, emphasizing the importance of credit risk assessment. Generally, credit risk …