Urban agglomerations are constantly and rapidly evolving ecosystems, with globalization
and increasing urbanization posing new challenges in sustainable urban development well …

The increasing complexity of the modern financial landscape presents significant challenges
for individuals' financial well-being. In this study, we aim to investigate the relationship …

Every step we take in the digital world leaves behind a record of our behavior; a digital
footprint. Research has suggested that algorithms can translate these digital footprints into …

The COVID-19 pandemic has been the single most important global agenda in the past two
years. In addition to its health and economic impacts, it has affected people's psychological …

Financial stability is a key challenge for individuals with mental illnesses. Symptomatic
periods often manifest in poor financial decision-making including compulsive spending and …

Economic downturns lead to declining consumer spending, but people vary considerably in
their consumption responses. We investigate an important driver of this heterogeneity …

This research article analyses and demonstrates the hidden implications for fairness of
seemingly neutral data coupled with powerful technology, such as machine learning (ML) …

The financial technology domain has undertaken significant strides toward more inclusive
credit scoring systems by integrating alternative data sources, prompting an exploration of …

Recent policy initiatives have acknowledged the importance of disaggregating data
pertaining to diverse Asian ethnic communities to gain a more comprehensive …

Indirect aggression has become a prevalent phenomenon that erodes the social media
environment. Due to the expense and the difficulty in determining objectively what …