We combine recent findings from the empirical banking literature with established insights
from studies of banking competition and regulation. Motivated by modern theory of financial …

We develop a hypothesis that the growth of financial technology (FinTech) negatively
influences bank performance. We study the Indonesia market, where FinTech growth has …

This study investigates the determinants of bank profitability in 23 countries from 2002 to
2016 using the system generalized method of moments. The findings indicate that the …

Purpose The purpose of this paper is to investigate the relationship between bank-specific
characteristics and profitability in European banking sector to find the role of internal factors …

The present study aims to answer the question of the effectiveness of information and
communication technologies (ICT) and financial development in achieving sustainable …

This paper investigates whether a shift toward non-interest income activities improves the
profitability of Indian banks and, if so, how it varies across ownership groups and banks with …

This paper empirically analyses the factors that determine the profitability of Spanish banks
for the period of 1999–2009. We conclude that the high bank profitability during these years …

Purpose The purpose of this study is to investigate the effect of internal and external
variables on the profitability of conventional banks operating on develo** and …

This paper studies the role of credit supply factors in business cycle fluctuations using a
dynamic stochastic general equilibrium (DSGE) model with financial frictions enriched with …

This paper investigates the role of competition in the Middle East and North Africa countries
for the period of 2012-2021. The bank efficiency is measured using Stochastic Frontier …