Online peer-to-peer lending: A review of the literature

SA Basha, MM Elgammal, BM Abuzayed - Electronic Commerce Research …, 2021 - Elsevier
This study reviews the literature of online peer-to-peer (P2P) lending from 2008 until 2020
as an emergent but fast spreading phenomenon in the context of digital finance. Previous …

Small businesses and FinTech: a systematic review and future directions

SK Sharma, PV Ilavarasan, S Karanasios - Electronic Commerce …, 2024 - Springer
Small businesses are significant to any economy from the perspective of employment and
contribution to the national gross domestic product. Despite their significance, small …

Crowdfunding small businesses and startups: a systematic review, an appraisal of theoretical insights and future research directions

MA Camilleri, S Bresciani - European Journal of Innovation …, 2022 - emerald.com
Purpose This contribution aims to evaluate key theoretical bases that were used in previous
research, to investigate the use of crowdfunding platforms by small businesses and startups …

Underdog mentality, identity discrimination and access to peer-to-peer lending market: Exploring effects of digital authentication

B Wu, Z Liu, Q Gu, FS Tsai - Journal of International Financial Markets …, 2023 - Elsevier
Vulnerable social groups are often the recipients of statistical discrimination by financial
institutions. They therefor try to access the P2P lending market through voluntary digital …

The financing of small and medium-sized enterprises: an analysis of the financing gap in Brazil

M Godke Veiga, JA McCahery - European Business Organization Law …, 2019 - Springer
While small and medium-sized enterprises (SMEs) are important for economic growth and
employment, they face numerous obstacles in accessing external finance. In this article, we …

Why is export-oriented entrepreneurship more prevalent in some countries than others? Contextual antecedents and economic consequences

S Aparicio, D Audretsch, D Urbano - Journal of World Business, 2021 - Elsevier
Drawing on institutional economics, this article investigates how different contexts condition
the prevalence of export-oriented entrepreneurship, which affects economic growth. We …

Soft and hard information in equity crowdfunding: network effects in the digitalization of entrepreneurial finance

S Estrin, S Khavul, M Wright - Small Business Economics, 2022 - Springer
As a digital financial innovation, equity crowdfunding (ECF) allows investors to exploit the
complementarity of information provision and network effects in a reduced transaction cost …

Emphasizing the entrepreneur or the idea? The impact of text content emphasis on investment decisions in crowdfunding

W Wang, W Chen, K Zhu, H Wang - Decision Support Systems, 2020 - Elsevier
The criteria for evaluating a crowdfunding project vary from person to person. Some
investors are concerned with the entrepreneurs' profiles, while others are more interested in …

The role of P2P platforms in enhancing financial inclusion in the United States: An analysis of peer‐to‐peer lending across the rural–urban divide

PK Maskara, E Kuvvet, G Chen - Financial Management, 2021 - Wiley Online Library
In this paper, we examine the role of peer‐to‐peer (P2P) platforms in enhancing financial
inclusion from the borrowers' point of view across the rural–urban dimension. We show that …

Tackling gender bias in equity crowdfunding: an exploratory study of investment behaviour of Latin American investors

AFF Cicchiello, A Kazemikhasragh - European Business Review, 2022 - emerald.com
Purpose Belonging to the financial technologies' companies, equity-based crowdfunding
platforms offer investors the opportunity to become shareholders through the purchase of …