With the popularization of information and the establishment of the databases in great
number, and how to extract data from the useful information is the urgent problem to be …

Assessing and ranking private health insurance companies provides insurance agencies,
insurance customers, and authorities with a reliable instrument for the insurance decision …

Predictive models are increasingly used for managerial and operational decision-making.
The use of complex machine learning algorithms, the growth in computing power, and the …

Banks have a vital role in the financial system and its survival is crucial for the stability of the
economy. This research paper attempts to create an efficient and appropriate predictive …

Enterprise risk management began focusing on financial factors. After the corporate
scandals in the US in the early 2000s, accounting aspects grew in importance. This chapter …

The performance of non-life insurers is essential to the economy because of their role in
mitigating the risks firms and households face. This study provides a comprehensive …

Since the outbreak of the financial crisis, the major global credit rating agencies have
implemented significant changes to their methodologies to assess the sovereign credit risk …

As the engine of China's economy, small enterprises have been the central to the country's
economic development. However, given the characteristics of the small enterprises loan (ie …

Banks are important to national, and even global, economic stability. Banking panics that
follow bank insolvency or bankruptcy, especially of large banks, can severely jeopardize …

This paper proposes a credit rating model that considers the impact of key macroeconomic
variables on commercial banks' credit decisions and loss given default (LGD). The findings …