This paper conducts a scientometric analysis and systematic literature review to identify the
trends in microfinance outcomes from the perspective of their recipients, specifically more …

The need for controlling and effectively managing credit risk has led financial institutions to
excel in improving techniques designed for this purpose, resulting in the development of …

Compared to consumer lending, Micro, Small and Medium Enterprise (mSME) credit risk
modelling is particularly challenging, as, often, the same sources of information are not …

Many social enterprises and some companies have developed supply chains with the poor
as suppliers or distributors to alleviate poverty and to create revenues for themselves. Such …

Many households in develo** countries lack formal financial histories, making it difficult for
firms to extend credit, and for potential borrowers to receive it. However, many of these …

Small-and medium-sized enterprises (SMEs) have a crucial influence on the economic
development of every nation, but access to formal finance remains a barrier. Similarly …

Abstract Small and Medium Enterprises (SMEs) have played a significant role in the
development of any economy. However, easy access to finance from financial institutions is …

In this paper we present the impact of alternative data that originates from an app-based
marketplace, in contrast to traditional bureau data, upon credit scoring models. These …

Microfinance gained tremendous attention and became a buzz-word in policy-makers as
well academic researchers mainly when Muhammad Yunus, the founder of Microcredit …

High-cardinality attributes are categorical attributes that contain a very large number of
distinct values, like for example: family names, ZIP codes or bank account numbers. Within a …