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Replacement of cash by cards in US consumer payments
DB Humphrey - Journal of Economics and Business, 2004 - Elsevier
Time-series data on cash use in any country is essentially nonexistent. An econometric
model is developed to overcome this difficulty. Applied to the US, we estimate cash use over …
model is developed to overcome this difficulty. Applied to the US, we estimate cash use over …
A structural analysis approach to identify technology innovation and evolution path: a case of m-payment technology ecosystem
Purpose The evolution of technology has become the mainstream of the current
technological innovation era. Technological change is organized in its unique pattern and a …
technological innovation era. Technological change is organized in its unique pattern and a …
The challenges facing currency usage: will the traditional transaction medium be able to resist competition from the new technologies?
M Drehmann, C Goodhart, M Krueger - Economic Policy, 2002 - academic.oup.com
The euro's introduction highlights several shortcomings of cash and coins, and some
advantages of paying with plastic, but is hard currency an endangered species, threatened …
advantages of paying with plastic, but is hard currency an endangered species, threatened …
[LIVRE][B] Hypercrime: The new geometry of harm
M McGuire - 2007 - taylorfrancis.com
Hypercrime develops a new theoretical approach toward current reformulations in criminal
behaviours, in particular the phenomenon of cybercrime. Emphasizing a spatialized …
behaviours, in particular the phenomenon of cybercrime. Emphasizing a spatialized …
Drifting technologies and multi-purpose networks: the case of the Swedish cashcard
In this paper, we combine two theories of the dynamics of a large socio-technical system—
technology drift and actor-network theory—to address how and why information …
technology drift and actor-network theory—to address how and why information …
[PDF][PDF] Payment cards and money demand in Belgium
L Rinaldi - Discussion Paper Series 01.16, 2001 - lirias.kuleuven.be
Everywhere in Europe the payments' patterns are changing: card-based payments are
becoming more and more diffused for everyday purchases, at the detriment of notes and …
becoming more and more diffused for everyday purchases, at the detriment of notes and …
[PDF][PDF] Effect of increasing use the card payment equipment on the indonesian economy
Non-cash payments have been increasing significantly, followed by its substitution and
efficiency effects. Cash payment is substituted, inducing a decrease of cash holding by …
efficiency effects. Cash payment is substituted, inducing a decrease of cash holding by …
The future of cash: falling legal use and implications for government policy
D Humphrey, A Kaloudis, G Øwre - Journal of International Financial …, 2004 - Elsevier
As legal use of cash falls with the expansion of privately-issued payment cards,
governments lose seigniorage benefits and revenues will be needed to redeem currency. To …
governments lose seigniorage benefits and revenues will be needed to redeem currency. To …
“It's practical, but no more controllable”: Social representations of the electronic purse in Austria
The electronic purse (chip-card) is promoted as an option offering consumers an easy
means of payment. It also offers advantages to traders and banks by reducing transaction …
means of payment. It also offers advantages to traders and banks by reducing transaction …
Empirical evidence on payment media costs and switch points
T Ten Raa, V Shestalova - Journal of Banking & Finance, 2004 - Elsevier
This paper recovers micro cost schedules of consumers' payment instruments from
aggregate transaction costs. We assume that only two moments of the size distribution of …
aggregate transaction costs. We assume that only two moments of the size distribution of …