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Financial literacy around the world: an overview
In an increasingly risky and globalized marketplace, people must be able to make well-
informed financial decisions. New international research demonstrates that financial …
informed financial decisions. New international research demonstrates that financial …
Financial literacy and economic outcomes: Evidence and policy implications
This paper reviews what we have learned over the past decade about financial literacy and
its relationship to financial decision-making around the world. Using three questions, we …
its relationship to financial decision-making around the world. Using three questions, we …
Financial literacy and financial resilience: Evidence from around the world
We measure financial literacy using questions assessing basic knowledge of four
fundamental concepts in financial decision making: knowledge of interest rates, interest …
fundamental concepts in financial decision making: knowledge of interest rates, interest …
The economic importance of financial literacy: Theory and evidence
This paper undertakes an assessment of a rapidly growing body of economic research on
financial literacy. We start with an overview of theoretical research, which casts financial …
financial literacy. We start with an overview of theoretical research, which casts financial …
Optimal financial knowledge and wealth inequality
We show that financial knowledge is a key determinant of wealth inequality in a stochastic
life cycle model with endogenous financial knowledge accumulation, where financial …
life cycle model with endogenous financial knowledge accumulation, where financial …
Financial literacy and retirement planning in the United States
We examine financial literacy in the US using the new National Financial Capability Study,
wherein we demonstrate that financial literacy is particularly low among the young, women …
wherein we demonstrate that financial literacy is particularly low among the young, women …
[HTML][HTML] Self-control, financial literacy and consumer over-indebtedness
This paper examines the relationship between self-control, financial literacy and over-
indebtedness on consumer credit debt among UK consumers. Lack of self-control and …
indebtedness on consumer credit debt among UK consumers. Lack of self-control and …
How financial literacy affects household wealth accumulation
This study isolates the causal effects of financial literacy and schooling on wealth
accumulation using a new household dataset and an instrumental variables (IV) approach …
accumulation using a new household dataset and an instrumental variables (IV) approach …
Financial literacy and consumer credit portfolios
We use survey data from a sample of UK households to analyse the relationship between
financial literacy and consumer credit portfolios. We show that individuals who borrow on …
financial literacy and consumer credit portfolios. We show that individuals who borrow on …
Numeracy, financial literacy, and financial decision-making
A Lusardi - 2012 - nber.org
Financial decisions, be they related to asset building or debt management, require the
capacity to do calculations, including some complex ones. But how numerate are …
capacity to do calculations, including some complex ones. But how numerate are …