Cash payment is still king in several markets, accounting for more than 90% of the payments
in almost all the develo** countries. The usage of mobile phones is pretty ordinary in this …

The fourth industrial revolution has seen the evolution and wide adoption of game-changing
and disruptive innovation" financial technologies (FinTech)" around the globe. However, the …

Mobile devices and applications are prone to different kinds of cyber threats and attacks that
affect their users' privacy. Therefore, there is critical need to understand all cyber threats …

With the expansion of smartphone and financial technologies (FinTech), mobile money
emerged to improve financial inclusion in many develo** nations. The majority of the …

Secure identification is a critical system requirement for patients seeking health‐related
services. In the event of critical, aged, or disabled patients who require frequent health …

Online banking not merely enables customers to make transactions within a short time and
access transactional information anywhere but also facilitates financial institutions to simplify …

With the presence of the Internet and the frequent use of mobile devices to send several
transactions that involve personal and sensitive information, it becomes of great importance …

Although farmers in Sub-Saharan Africa are accessing feature phones and smartphones at
historically high rates, they face challenges finding a robust network of agricultural contacts …

Today, digital information decisively permeates all aspects of modern society. In such a
connected world, one of the critical factors in maintaining the security of transmitted data is …

The majority of systems rely on user authentication on passwords, but passwords have so
many weaknesses and widespread use that easily raise significant security concerns …