This paper shows evidence on the influence of risk-taking on bank efficiency in emerging
markets and identifies heterogeneity in the way risk affects banks with different …

Credit plays a significant role in the performance of the banking sector. This research relates
financial integration to the credit risk of banks. We compute a measure of financial …

This paper examines the nexus between digital financial inclusion (DFI) and levels of bank
risk-taking, using a sample of 283 commercial banks (Islamic and conventional) from six …

This paper offers a methodology to address the endogeneity of inputs in the directional
technology distance function (DTDF)‐based formulation of banking technology which …

Propelled by the recent financial product innovations involving derivatives, securitization
and mortgages, commercial banks are becoming more complex, branching out into many …

We develop a novel unified econometric methodology for the formal examination of the
market power–cost efficiency nexus. Our approach can meaningfully accommodate a …

Significant scale economies have been recently cited to rationalize a dramatic growth in the
US retail credit union sector over the past few decades. In this paper, we explore another …

In this paper, we propose an efficient weighted average estimator in Seemingly Unrelated
Regressions. This average estimator shrinks a generalized least squares (GLS) estimator …

Estimation of banking efficiency and productivity is essential for regulatory purposes and for
testing various theories in the context of banking such as the quiet life hypothesis, the bad …

Big banks pose substantial costs to society in the form of increased systemic risk and
government bailouts during crises. So the question is: Should regulators limit the size of …