Relationship lending: a survey of the literature

E Elyasiani, LG Goldberg - Journal of Economics and Business, 2004‏ - Elsevier
This paper reviews the recent literature on relationship lending. First, the effect of
relationship lending on firm value is examined in the context of the event studies …

Further evidence on the link between finance and growth: An international analysis of community banking and economic performance

AN Berger, I Hasan, LF Klapper - Journal of Financial Services Research, 2004‏ - Springer
We try to contribute to both the finance-growth literature and the community banking
literature by testing the effects of the relative health of community banks on economic …

Impact of asset size on performance and outreach using panel quantile regression with non-additive fixed effects

S Kendo, J Tchakounte - Empirical economics, 2022‏ - Springer
This study focuses on the impact of asset size on financial performance and outreach. More
specifically, we determine whether an increase in asset size is more relevant for …

A more complete conceptual framework for SME finance

AN Berger, GF Udell - Journal of Banking & Finance, 2006‏ - Elsevier
We propose a more complete conceptual framework for analysis of SME credit availability
issues. In this framework, lending technologies are the key conduit through which …

Small business credit availability and relationship lending: The importance of bank organisational structure

AN Berger, GF Udell - The economic journal, 2002‏ - academic.oup.com
This paper models the inner workings of relationship lending, the implications for bank
organisational structure, and the effects of shocks to the economic environment on the …

Information production and capital allocation: Decentralized versus hierarchical firms

JC Stein - The journal of finance, 2002‏ - Wiley Online Library
This paper asks how well different organizational structures perform in terms of generating
information about investment projects and allocating capital to these projects. A …

Does function follow organizational form? Evidence from the lending practices of large and small banks

AN Berger, NH Miller, MA Petersen, RG Rajan… - Journal of Financial …, 2005‏ - Elsevier
Theories based on incomplete contracting suggest that small organizations have a
comparative advantage in activities that make extensive use of “soft” information. We provide …

[HTML][HTML] The consolidation of the financial services industry: Causes, consequences, and implications for the future

AN Berger, RS Demsetz, PE Strahan - Journal of banking & finance, 1999‏ - Elsevier
This article designs a framework for evaluating the causes, consequences, and future
implications of financial services industry consolidation, reviews the extant research …

Bank competition and access to finance: International evidence

T Beck, A Demirgüç-Kunt, V Maksimovic - Journal of Money, Credit and …, 2004‏ - JSTOR
Using a unique database for 74 countries and for firms of small, medium, and large size we
assess the effect of banking market structure on the access of firms to bank finance. We find …

Globalization of financial institutions: Evidence from cross-border banking performance

AN Berger, R DeYoung, H Genay… - … -Wharton papers on …, 2000‏ - muse.jhu.edu
MERGERS AND ACQUISITIONS among very large financial institutions are becoming more
frequent in markets around the world, attracting the attention of policymakers, researchers …