Ai in finance: challenges, techniques, and opportunities

L Cao - ACM Computing Surveys (CSUR), 2022 - dl.acm.org
AI in finance refers to the applications of AI techniques in financial businesses. This area has
attracted attention for decades, with both classic and modern AI techniques applied to …

Deep learning for financial applications: A survey

AM Ozbayoglu, MU Gudelek, OB Sezer - Applied soft computing, 2020 - Elsevier
Computational intelligence in finance has been a very popular topic for both academia and
financial industry in the last few decades. Numerous studies have been published resulting …

Determinants of default in P2P lending

C Serrano-Cinca, B Gutiérrez-Nieto, L López-Palacios - PloS one, 2015 - journals.plos.org
This paper studies P2P lending and the factors explaining loan default. This is an important
issue because in P2P lending individual investors bear the credit risk, instead of financial …

Genetic algorithm based model for optimizing bank lending decisions

N Metawa, MK Hassan, M Elhoseny - Expert Systems with Applications, 2017 - Elsevier
To avoid the complexity and time consumption of traditional statistical and mathematical
programming, intelligent techniques have gained great attention in different financial …

Predicting financial distress and corporate failure: A review from the state-of-the-art definitions, modeling, sampling, and featuring approaches

J Sun, H Li, QH Huang, KY He - Knowledge-based systems, 2014 - Elsevier
As a hot topic, financial distress prediction (FDP), or called as corporate failure prediction,
bankruptcy prediction, acts as an important role in decision-making of various areas …

Business intelligence in banking: A literature analysis from 2002 to 2013 using text mining and latent Dirichlet allocation

S Moro, P Cortez, P Rita - Expert Systems with Applications, 2015 - Elsevier
This paper analyzes recent literature in the search for trends in business intelligence
applications for the banking industry. Searches were performed in relevant journals resulting …

Explainability in supply chain operational risk management: A systematic literature review

SF Nimmy, OK Hussain, RK Chakrabortty… - Knowledge-Based …, 2022 - Elsevier
It is important to manage operational disruptions to ensure the success of supply chain
operations. To achieve this aim, researchers have developed techniques that determine the …

Investigation and improvement of multi-layer perceptron neural networks for credit scoring

Z Zhao, S Xu, BH Kang, MMJ Kabir, Y Liu… - Expert Systems with …, 2015 - Elsevier
Abstract Multi-Layer Perceptron (MLP) neural networks are widely used in automatic credit
scoring systems with high accuracy and efficiency. This paper presents a higher accuracy …

Big data, artificial intelligence and machine learning: A transformative symbiosis in favour of financial technology

DK Nguyen, G Sermpinis… - European Financial …, 2023 - Wiley Online Library
This paper uses a multidimensional descriptive analysis to familiarize the reader with the
extent of penetration of big data, artificial intelligence (AI) and machine learning (ML) …

A novel dynamic credit risk evaluation method using data envelopment analysis with common weights and combination of multi-attribute decision-making methods

JH Dahooie, SHR Hajiagha, S Farazmehr… - Computers & operations …, 2021 - Elsevier
Credit risk evaluation is always the most important factor in determining Customers' credit
status in financial institutions. Multi-Attribute Decision-Making (MADM) methods have been …