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Why do households lack emergency savings? The role of financial capability
Many US households have insufficient savings to cope with income losses, expenditure
shocks, and other financial emergencies, yet little research evidence explains why. Guided …
shocks, and other financial emergencies, yet little research evidence explains why. Guided …
Short-term effects of tax credits on rates of child maltreatment reports in the United States
OBJECTIVES Poverty and low income are associated with increased risk for child
maltreatment. The Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) are among …
maltreatment. The Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) are among …
Scarcity and cognitive function around payday: A conceptual and empirical analysis
The ongoing demands around smoothing consumption with low and sporadic income flows
in contexts of scarcity entail that minor changes in cash flows can have big psychological …
in contexts of scarcity entail that minor changes in cash flows can have big psychological …
[BOOK][B] Poverty in the pandemic: Policy lessons from COVID-19
Z Parolin - 2023 - books.google.com
At the close of 2019, the United States saw a record-low poverty rate. At the start of 2020, the
COVID-19 pandemic threatened to upend that trend and plunge millions of Americans into …
COVID-19 pandemic threatened to upend that trend and plunge millions of Americans into …
Monthly unconditional income supplements starting at birth: Experiences among mothers of young children with low incomes in the US
Recently, US advocates and funders have supported direct cash transfers for individuals
and families as an efficient, immediate, and non‐paternalistic path to poverty alleviation …
and families as an efficient, immediate, and non‐paternalistic path to poverty alleviation …
“Desperately Need a Car”: Analyzing crowdfunding campaigns for car purchases and repairs on Gofundme. com
Our study explores the phenomenon of using the crowdfunding website GoFundMe. com to
raise money to purchase and or repair a personal vehicle. We use both text mining and …
raise money to purchase and or repair a personal vehicle. We use both text mining and …
Anti-poverty policy innovations: New proposals for addressing poverty in the United States
BACKGROUND Just over fifty years ago, the War on Poverty marked a significant expansion
of the scope and scale of anti-poverty programs, as well as a considerable change in their …
of the scope and scale of anti-poverty programs, as well as a considerable change in their …
Can behavioral nudges and incentives help lower‐income households build emergency savings with tax refunds? Evidence from field and survey experiments
Tax refunds are an opportunity for lower‐income households to accumulate emergency
savings so they have cash on hand to cover expenses when income is insufficient. Our field …
savings so they have cash on hand to cover expenses when income is insufficient. Our field …
The role of choice architecture in promoting saving at tax time: evidence from a large–scale field experiment
Tax refunds give many low-and moderate-income (LMI) households a rare opportunity to
save for unexpected expenses. We conducted three experiments aimed at increasing tax …
save for unexpected expenses. We conducted three experiments aimed at increasing tax …
[HTML][HTML] Potential gaps in income support policies for those in poor health: the case of the earned income tax credit—a cross sectional analysis
Abstract Background The federal Earned Income Tax Credit (EITC) is the primary income
support program for low-income workers in the US, but its design may hinder its …
support program for low-income workers in the US, but its design may hinder its …