Fintech lending

T Berg, A Fuster, M Puri - Annual Review of Financial …, 2022 - annualreviews.org
In this article, we review the growing literature on financial technology (FinTech) lending—
the provision of credit facilitated by technology that improves the customer–lender …

[HTML][HTML] FinTech and SMEs financing: A systematic literature review and bibliometric analysis

B Sanga, M Aziakpono - Digital Business, 2023 - Elsevier
Small and medium-sized enterprises (SMEs) face obstacles in raising capital and accessing
financial services due to information asymmetry, high transaction costs and lack of collateral …

Did the paycheck protection program hit the target?

J Granja, C Makridis, C Yannelis, E Zwick - Journal of financial economics, 2022 - Elsevier
This paper provides a comprehensive assessment of financial intermediation and the
economic effects of the Paycheck Protection Program (PPP), a large and novel small …

The $800 billion paycheck protection program: where did the money go and why did it go there?

D Autor, D Cho, LD Crane, M Goldar, B Lutz… - Journal of Economic …, 2022 - aeaweb.org
Abstract The Paycheck Protection Program (PPP) provided small businesses with roughly
800billiondollarsinuncollateralized,low-interestloansduringthepandemic …

A survey of fintech research and policy discussion

F Allen, X Gu, J Jagtiani - Review of Corporate Finance, 2021 - papers.ssrn.com
The intersection of finance and technology, known as fintech, has resulted in the dramatic
growth of innovations and has changed the entire financial landscape. While fintech has a …

Banking research in the time of COVID-19

AN Berger, A Demirgüç-Kunt - Journal of Financial Stability, 2021 - Elsevier
Despite the devastating worldwide human and economic tolls of the COVID-19 crisis, it has
created some positive economic and financial surprises and opportunities for research. This …

Why did bank stocks crash during COVID-19?

VV Acharya, R Engle, M Jager… - The Review of Financial …, 2024 - academic.oup.com
A two-sided “credit-line channel”—relating to drawdowns and repayments—explains the
severe drop and partial subsequent recovery in bank stock prices during the COVID-19 …

Who supplies PPP loans (and does it matter)? Banks, relationships, and the COVID crisis

L Li, PE Strahan - Journal of Financial and Quantitative Analysis, 2021 - cambridge.org
We analyze the bank supply of credit under the Paycheck Protection Program (PPP). The
literature emphasizes relationships as a means to improve lender information, which helps …

Has the Paycheck Protection Program Succeeded?

RG Hubbard, MR Strain - 2020 - nber.org
ABSTRACT Enacted March 27, 2020, the Paycheck Protection Program (PPP) was the most
ambitious and creative fiscal policy response to the Pandemic Recession in the United …

Digital financial inclusion and income inequality nexus: can technology innovation and infrastructure development help in achieving sustainable development goals?

M Suhrab, P Chen, A Ullah - Technology in Society, 2024 - Elsevier
Abstract The United Nations (UN) 2030 agenda for sustainable development seeks to
eliminate poverty in all its forms. An estimated 1.3 billion people in the BRICS countries are …