Fintech inputs, non-performing loans risk reduction and bank performance improvement
H Wang, K Mao, W Wu, H Luo - International Review of Financial Analysis, 2023 - Elsevier
The function of Fintech is preventing and resolving financial risks, and the ability of small
and medium-sized commercial banks to apply Fintech to resolve non-performing loan risks …
and medium-sized commercial banks to apply Fintech to resolve non-performing loan risks …
Assessing the US financial sector post three bank collapses: Signals from fintech and financial sector ETFs
We investigate the effects of the collapses of Silicon Valley Bank, Signature Bank, and First
Republic Bank on the US financial sector by analysing returns and second moments of …
Republic Bank on the US financial sector by analysing returns and second moments of …
How do machine learning and non-traditional data affect credit scoring? New evidence from a Chinese fintech firm
This paper compares the predictive power of credit scoring models based on machine
learning techniques with that of traditional loss and default models. Using proprietary …
learning techniques with that of traditional loss and default models. Using proprietary …
Financial literacy and FinTech market growth around the world
RA AlSuwaidi, C Mertzanis - International Review of Financial Analysis, 2024 - Elsevier
Leveraging new data on fintech financing from the Bank of International Settlements, this
study establishes a strong, positive association between financial literacy and the growth of …
study establishes a strong, positive association between financial literacy and the growth of …
[HTML][HTML] Fintech adoption, the regulatory environment and bank stability: An empirical investigation from GCC economies
The study analyzes the impact of fintech adoption on the banking sector's stability in GCC
countries from 2010 to 2022. The study also considers the role of fintech regulations in this …
countries from 2010 to 2022. The study also considers the role of fintech regulations in this …
[HTML][HTML] Does alternative digital lending affect bank performance? Cross-country and bank-level evidence
This paper examines the effect of alternative digital lending provided by BigTech and
FinTech firms on bank performance using cross-country and bank-level data. Using a …
FinTech firms on bank performance using cross-country and bank-level data. Using a …
Adoption factors in digital lending services offered by FinTech lenders
Research background: Traditional financial institutions are facing new competitors? FinTech
lenders. The development of these entities and their services depends on many factors …
lenders. The development of these entities and their services depends on many factors …
FinTech matters in sustainable finance: Does it redistribute the supply of financial services?
FinTech brings new technology, and thus promises to improve financial services of
sustainable finance to brown firms. We study the mixed impacts of FinTech and sustainable …
sustainable finance to brown firms. We study the mixed impacts of FinTech and sustainable …
BigTech credit risk assessment for SMEs
Y Huang, Z Li, H Qiu, S Tao, X Wang, L Zhang - China Economic Review, 2023 - Elsevier
Lending by big technology companies (BigTechs) is an important new financial innovation in
the digital era. This paper attempts to evaluate robustness and special features of BigTech's …
the digital era. This paper attempts to evaluate robustness and special features of BigTech's …
Digital financial inclusion, traditional finance system and household entrepreneurship
F Mao, Y Wang, M Zhu - Pacific-Basin Finance Journal, 2023 - Elsevier
This study examines the impact of digital financial inclusion (DFI) on household
entrepreneurship and the role of the traditional finance system (TFS). The results show that a …
entrepreneurship and the role of the traditional finance system (TFS). The results show that a …