[PDF][PDF] Unified Payment Interface (UPI): A digital innovation and its impact on financial inclusion and economic development

S Rastogi, C Panse, A Sharma… - Universal Journal of …, 2021 - researchgate.net
Abstract UPI (Unified Payment Interface) platform has been used especially in India since
2016. This paper is aimed at exploring how UPI is impacting, financial literacy, financial …

Financial inclusion and socioeconomic development: Gaps and solution

S Rastogi, RE - International Journal of Social Economics, 2018 - emerald.com
Purpose The purpose of this paper is to identify factors relevant for financial inclusion (FI)
and establish a model that shows how these factors lead to economic development (ED) …

[HTML][HTML] Fear of the COVID-19 pandemic and social distancing as factors determining the change in consumer payment behavior at retail and service outlets

A Huterska, AI Piotrowska, J Szalacha-Jarmużek - Energies, 2021 - mdpi.com
The aim of this study was to identify the factors inducing customers to choose cashless
payments made with payment cards at retail and service outlets during the COVID-19 …

How is consumer financial capability measured?

J Birkenmaier, D Rothwell, M Agar - Journal of family and economic issues, 2022 - Springer
The research literature on the growing field of consumer financial capability displays a wide
diversity of understanding about the meaning and measurement of the concept. While …

Customized financial literacy: a boon for universal financial inclusion of PWDs post COVID-19 pandemic in develo** countries

G Okello Candiya Bongomin, P Yourougou… - Journal of Financial …, 2024 - emerald.com
Purpose Currently, consumers of financial products and services have become more
vulnerable to predatory financial institutions, especially in the aftermath of Covid-19 …

Open banking and inclusive growth in India

S Rastogi, A Sharma, C Panse - Indian Journal of Ecology, 2020 - indianjournals.com
In India, only 40% of population have active bank accounts and around 90% of population
have access to mobile phones. To promote digitalization of payments in India, UPI (Unified …

Behaviour of financial consumers in banking market: A central and eastern European perspective regarding gender gap

A Grigorescu, M Panait, V Vasile… - International Journal of …, 2023 - inderscienceonline.com
The international financial crisis has demonstrated the fragility of the international system,
the weak supervision of markets by public authorities and, the precarious position of …

[PDF][PDF] Microfinance Sector and Traditional Financial System. Bottleneck for Local Entrepreneurship in the DRC?

KM Benoit - Journal of Finance, 2024 - jfbm.thebrpi.org
The objective of this paper is to suggest a financial solution to local entrepreneurs who have
always been burdened by the under-structuring of the Congolese financial system. This …

EMPIRICAL STUDY ON RELATIONSHIP BETWEEN FINANCIAL INCLUSION AND FINANCIAL LITERACY AND ITS IMPACT ON CONSUMER FINANCIAL …

P Bhagwan - Journal of Commerce & Accounting Research, 2019 - search.ebscohost.com
Abstract Financial Education and Financial Inclusion plays an important role in framing the
Reserve Bank of India's guidelines developed for overall national development. Financial …

[PDF][PDF] FINANCIAL EDUCATION AND DIGITALIZATION. THE CASE OF ROMANIA.

T Ciumara - Financial Studies, 2022 - fs.icfm.ro
This paper1 highlights the importance of financial education and digital literacy in the
context of the digitization of the economy. Building on the theoretical grounds established in …