Consumer financial literacy and the impact of online banking on the financial behavior of lower‐income bank customers
LJ Servon, R Kaestner - Journal of consumer affairs, 2008 - Wiley Online Library
This article analyzes a demonstration program mounted by a major bank to understand
whether access to information and communications technologies, combined with financial …
whether access to information and communications technologies, combined with financial …
Microfinance and poverty—a macro perspective
We test the hypothesis that microfinance reduces poverty at the macro level using cross-
country and panel data which are constructed by the Microfinance Information Exchange …
country and panel data which are constructed by the Microfinance Information Exchange …
[PDF][PDF] Effectiveness of Credit Management Systemon Loan Performance: Empirical Evidence from Micro Finance Sector in Kenya
HO Mot, JS Masinde, NG Mugenda, MN Sindani - 2012 - academia.edu
Microfinance institutions in Kenya experience high levels of non-performing loans. This
trend threatens viability and sustainability of MFIs and hinders the achievement of their …
trend threatens viability and sustainability of MFIs and hinders the achievement of their …
The supply-and demand-side impacts of credit market information
We utilize a unique pair of experiments to isolate the ways in which reductions in asymmetric
information alter credit market outcomes. A Guatemalan microfinance lender gradually …
information alter credit market outcomes. A Guatemalan microfinance lender gradually …
Group size and social ties in microfinance institutions
Microfinance programs provide poor people with small loans given to jointly liable self‐
selected groups. Follow‐up loans provide incentives to repay. We experimentally investigate …
selected groups. Follow‐up loans provide incentives to repay. We experimentally investigate …
Weaving straw into gold: Managing organizational tensions between standardization and flexibility in microfinance
R Canales - Organization Science, 2014 - pubsonline.informs.org
This article explores how organizations balance the pressures to pursue efficiency through
standardization with the need to remain responsive to local needs. The study combines rich …
standardization with the need to remain responsive to local needs. The study combines rich …
Can digital finance contribute to the promotion of financial sustainability? A financial efficiency perspective
D Luo, M Luo, J Lv - Sustainability, 2022 - mdpi.com
The research first summarizes the theoretical mechanism of digital finance to improve
financial efficiency and sustainability; then, it proposes three hypotheses. After that, a DEA …
financial efficiency and sustainability; then, it proposes three hypotheses. After that, a DEA …
Does digital inclusive finance enhance the creation of county enterprises? Taking Henan Province as a case study
C Liang, G Du, Z Cui, B Faye - Sustainability, 2022 - mdpi.com
The broad inclusiveness of digital inclusive finance is essential for promoting coordinated
regional development. This paper focuses on the impact of digital inclusive finance on …
regional development. This paper focuses on the impact of digital inclusive finance on …
Unveiling the Prospects, Impacts, and Constraints of Women's Microfinancing Initiatives in South Asia: A Systematic Review
S Herath Bandara - Social Sciences, 2024 - papers.ssrn.com
Empowering women requires a multidimensional and holistic approach that encompasses
the social, political, and economic aspects of women's development. Economic …
the social, political, and economic aspects of women's development. Economic …
Long-run price elasticities of demand for credit: evidence from a countrywide field experiment in Mexico
We use randomized interest rates, offered across eighty geographically distinct regions for
twenty-nine months by Mexico's largest microlender, to sketch the adjustment from a price …
twenty-nine months by Mexico's largest microlender, to sketch the adjustment from a price …