Consumer financial literacy and the impact of online banking on the financial behavior of lower‐income bank customers

LJ Servon, R Kaestner - Journal of consumer affairs, 2008 - Wiley Online Library
This article analyzes a demonstration program mounted by a major bank to understand
whether access to information and communications technologies, combined with financial …

Microfinance and poverty—a macro perspective

KS Imai, R Gaiha, G Thapa, SK Annim - World development, 2012 - Elsevier
We test the hypothesis that microfinance reduces poverty at the macro level using cross-
country and panel data which are constructed by the Microfinance Information Exchange …

[PDF][PDF] Effectiveness of Credit Management Systemon Loan Performance: Empirical Evidence from Micro Finance Sector in Kenya

HO Mot, JS Masinde, NG Mugenda, MN Sindani - 2012 - academia.edu
Microfinance institutions in Kenya experience high levels of non-performing loans. This
trend threatens viability and sustainability of MFIs and hinders the achievement of their …

The supply-and demand-side impacts of credit market information

A De Janvry, C McIntosh, E Sadoulet - Journal of development Economics, 2010 - Elsevier
We utilize a unique pair of experiments to isolate the ways in which reductions in asymmetric
information alter credit market outcomes. A Guatemalan microfinance lender gradually …

Group size and social ties in microfinance institutions

K Abbink, B Irlenbusch, E Renner - Economic Inquiry, 2006 - Wiley Online Library
Microfinance programs provide poor people with small loans given to jointly liable self‐
selected groups. Follow‐up loans provide incentives to repay. We experimentally investigate …

Weaving straw into gold: Managing organizational tensions between standardization and flexibility in microfinance

R Canales - Organization Science, 2014 - pubsonline.informs.org
This article explores how organizations balance the pressures to pursue efficiency through
standardization with the need to remain responsive to local needs. The study combines rich …

Can digital finance contribute to the promotion of financial sustainability? A financial efficiency perspective

D Luo, M Luo, J Lv - Sustainability, 2022 - mdpi.com
The research first summarizes the theoretical mechanism of digital finance to improve
financial efficiency and sustainability; then, it proposes three hypotheses. After that, a DEA …

Does digital inclusive finance enhance the creation of county enterprises? Taking Henan Province as a case study

C Liang, G Du, Z Cui, B Faye - Sustainability, 2022 - mdpi.com
The broad inclusiveness of digital inclusive finance is essential for promoting coordinated
regional development. This paper focuses on the impact of digital inclusive finance on …

Unveiling the Prospects, Impacts, and Constraints of Women's Microfinancing Initiatives in South Asia: A Systematic Review

S Herath Bandara - Social Sciences, 2024 - papers.ssrn.com
Empowering women requires a multidimensional and holistic approach that encompasses
the social, political, and economic aspects of women's development. Economic …

Long-run price elasticities of demand for credit: evidence from a countrywide field experiment in Mexico

D Karlan, J Zinman - The Review of Economic Studies, 2019 - academic.oup.com
We use randomized interest rates, offered across eighty geographically distinct regions for
twenty-nine months by Mexico's largest microlender, to sketch the adjustment from a price …