Relationship lending is one of the most important lending technologies adopted by banks
and their borrowers. The adoption of relationship lending is mainly related to small business …

This study examines the association between ICT adoption, innovation, and SMEs' access to
finance by exploiting the World Bank Enterprise Survey (WBES) data of 171,000 SMEs from …

We investigate the impact of COVID-19 on 42,401 UK SMEs and how government
intervention affects their capability to survive the pandemic. The results show that, without …

Firms can be credit constrained either because a loan has been denied by the lender or
because they decide not to apply for such a loan due to expected rejection. Using a large …

The ability to transfer knowledge effectively in the networks of small and medium-sized firms
(SMEs) is paramount for supporting firm competitiveness. Our research is the first one that …

This paper provides a comprehensive investigation into the selection of different sources of
finance for both short-term and long-term projects by SMEs, utilizing cross-country data from …

Loan application assessments of small and medium-sized enterprises (SMEs) are difficult
because of information asymmetry. To mitigate the information asymmetry, this paper …

We explore the role of government initiatives fostering entrepreneurship—in the form of tax
advantages and government support—in influencing the probability that entrepreneurial …

In this paper, we address the question of whether the gender of a firm's leader affects the
cost of bank funding faced by small and medium enterprises in Europe. Using a large …

This study analyses whether loan officers' perception of the accounting information quality
(AIQ) and the trustworthiness of SMEs are associated with a better willingness to grant them …